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PendragonY

PendragonY
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  • Realty Income Corp. Proves Monthly Dividends Amplify Returns [View article]
    Long,

    "So then you could just invest 1/3rd of the money from a quarterly dividend each month."

    Why would I do that? And why do you think that is anything like getting a monthly dividend.

    I get that you want to see it as no different, so whatever.
    Apr 26, 2015. 07:37 PM | Likes Like |Link to Comment
  • Realty Income Corp. Proves Monthly Dividends Amplify Returns [View article]
    Charlie,

    "I see it differently. "

    It doesn't matter how you see it, I explained how they actually DO it (having held several stocks that switched from quarterly to monthly dividends.
    Apr 26, 2015. 07:33 PM | 1 Like Like |Link to Comment
  • Retired Dividend Investors Are Deluded By Yield On Cost [View article]
    George,

    Another way to look at it is that no one disputes that it is a big hit on performance if you have to pay a 1% per year fee!
    Apr 26, 2015. 07:25 PM | Likes Like |Link to Comment
  • Why I Purchased Schwab's U.S Dividend Equity ETF As A Dividend Growth Investment [View article]
    "Why create stupid scenarios where inflation adjusted income is sacrosanct regardless of what happens to the porfolio?"

    Because that income is seen as the minimum to support themselves?
    Apr 26, 2015. 03:19 PM | 3 Likes Like |Link to Comment
  • Feed Your Family With These 4 Monthly Paying REITs [View article]
    The title is quite apropos.
    Apr 26, 2015. 03:16 PM | 1 Like Like |Link to Comment
  • Feed Your Family With These 4 Monthly Paying REITs [View article]
    Dirk,

    "Not really."

    Yes, really, that's what the math says.

    "I spend the bulk of my dividend and interest payments that I receive."

    Thus you are NOT compounding.

    "The other consideration is that my cash accounts broker sweep account pay essentially nothing for interest at this time."

    Do you understand how dividend reinvestment works? I get the dividend and it is immediately used to buy more shares.

    "I don't consider monthly vs quarterly payments when evaluating a company for investment. It makes no difference to me."

    Well, we do things differently, and it DOES make a difference (a small one) to me.
    Apr 26, 2015. 03:15 PM | 1 Like Like |Link to Comment
  • Feed Your Family With These 4 Monthly Paying REITs [View article]
    "These stocks will crash when the low interest rate party is over and this sector will be one of the first to puke."

    I suppose it depends on what you mean by "crash". But yes, when rate do finally start to increase, there will be some nice buying opportunities i this sector. The companies will in no way puke. They will do just fine.

    "But you will be kicking yourself when it will take years of divys to catch up to the capital losses."

    What capital losses? If and when rates increase and REIT prices decrease I will be buying not selling!

    "He either doesn't understand that or glosses over it with BS that reits will do fine with higher rates."

    Brad understands how REITS work just fine. And REITS work fine no matter what the interest rates are. Its more YOU who seem to lack the understanding.
    Apr 26, 2015. 03:11 PM | 2 Likes Like |Link to Comment
  • Feed Your Family With These 4 Monthly Paying REITs [View article]
    "I see no benefit to me in monthly payouts and it seems there must be some added cost in the 8 additional distributions. "

    Due to the difference in compounding frequency, a monthly payout of dividends gives an annual yield about 2 basis points better than a quarterly. As for the cost, that is more than made up for by the company keeping 2/3rds of the dividend payment longer under the monthly schedule than under the quarterly one.
    Apr 26, 2015. 11:10 AM | 1 Like Like |Link to Comment
  • Feed Your Family With These 4 Monthly Paying REITs [View article]
    Brad,

    " buster0391 - Rising rates help these REITs.."

    Buster doesn't quite understand how eREITs work, so he is likely to misunderstand what you are saying here. The fuller explanation, which you have provided many times, is that most REITs are structured to handle rising interest rates, and the environment the supports rising rates is one where the economy is growing, and a growing economy is good for REITS. So in the future when rates rise as the Fed has planned, REITS will do just fine AND REIT investors can benefit even more by taking advantage of the panic of others who don't understand this.
    Apr 26, 2015. 11:06 AM | 2 Likes Like |Link to Comment
  • Retired Dividend Investors Are Deluded By Yield On Cost [View article]
    "may add an extra .5% - 1% extra to the CAGR and push the results into the higher part of the range ( 12% )."

    You do realize that 1% better CAGR over a 20+ year period is a lot of money, right?
    Apr 26, 2015. 10:28 AM | Likes Like |Link to Comment
  • Feed Your Family With These 4 Monthly Paying REITs [View article]
    Pete,

    It might turn back into a good stock to have one day. But right now I wouldn't recommend buying any. If you can get out without big losses that might be a good play (I sold some calls with a strike price that will give me a profit on half my position in my taxable account).
    Apr 26, 2015. 08:45 AM | 2 Likes Like |Link to Comment
  • Realty Income Corp. Proves Monthly Dividends Amplify Returns [View article]
    Long,

    You missed the point, when they pay monthly dividends, the company keeps the money LONGER than they do when they pay quarterly. So that has the potential to increase the dividend, or certainly cover the small additional cost of paying monthly.
    Apr 26, 2015. 08:20 AM | 1 Like Like |Link to Comment
  • Dumping Apple Makes Sense For Immediate Income Growth [View article]
    "I have already sold some of my MLP, over a year ago and nada..."

    NADA? REALLY? Now, depending on how long you have held the units, how much they have paid in distributions, how much of the partnership income has accrued to you, what you did with the distributions, whether or not you held the units in a taxable account, whether or not you sold the whole position or just a part, and the total size of the transactions, the tax implications might not be significant but they are hardly non-existent.

    For instance, do you know about recapture? Passive losses? The tax differences between selling all the partnership units and just some?
    Apr 25, 2015. 12:09 PM | Likes Like |Link to Comment
  • Dumping Apple Makes Sense For Immediate Income Growth [View article]
    "Then that is another thing that does not make sense. The only objective way to judge value is to consider both dividends, and growth."

    You can't judge value objectively, its a subjective quantity. And there are many ways to judge it. That's why there is almost always someone to buy a stock when you want to sell it and its entirely possible that both sides of the trade are making a good trade.
    Apr 25, 2015. 12:00 PM | 1 Like Like |Link to Comment
  • Rich Kinder: 'The Kinder Morgan Game Plan Is Still On Track' [View article]
    UBTI stands for Unrelated Business Taxable income. Its income that is generated by tax advantaged entitities (like charities and IRAs) that isn't related to the business they are in. For an IRA, its in the business of generating savings for retirement. MLPs (and other partnership structures) can generate income that is not related to that goal and is thus potentially subject to tax.
    Apr 25, 2015. 11:52 AM | Likes Like |Link to Comment
COMMENTS STATS
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