I have been a software engineer developing various types of computer programs for more than 25 years in many different fields. I have been investing 401(k) funds in various mutual funds for close to 30 years and started investing outside of my retirement account a little over 15 years ago. I used to follow a value oriented strategy, but after I saw how that faired in the financial crisis, I began to switch over to a more income based approach. I have switched my portfolio to a DGI strategy. One of my most profitable picks turned out to be Freddie Mac, which I originally chose because I liked the dividend and because I once worked there. When it first ran into problems I increased my holdings because it still looked like a good value to me. I eventually managed to buy several thousand shares at a cost of $0.50 (I knew that was a good value) and eventually exited the stock at a price that was $5 a share above my average share cost. My biggest miss was when I sold out my 100 shares of Apple shortly after Steve Jobs returned but before he had done much to improve the companies outlook. My holdings incude : ABBV CL CMI CVX DLR EMR LTC F GIS INTC JNJ KMI KO KHZ LMT MCD MO MSFT O OHI PG T VGR WEC XOM
I am an engineer that got early retirement in 2011 at age of 50. Then, I decided to radically change my life (no manager, no team, no subordinates, no suits, no flights…) and take full control of it (...well...or whatever my wife allows me). Now I am dedicated to horses and investing.
Although I am in EU, I invest mainly in US stocks focused in dividends and growth including MLPs, REITs and ETFs (for markets difficult to reach). I look for solid markets, growing demand and good leadership. Usually I keep around 30 assets in my portfolio.
Technology and business consultant, who invests in Canada Europe, Australia, and USA. Deep financial sector and financial services experience from both business and technology perspectives. A do-it-yourself income investor, who is always evaluating and seeking high-yield and long-term, long positions.
Live in Florida
Invest so as not to have to go back to work.
Love Golf and Boating, Florida is ideal.
Attended Harding University, Searcy, Arkansas,
Dental School at U of Tennessee,
Orthodontic Residency at Washington Univ. in St. Louis, Mo.
Practiced for 35 years in Jacksonville, Florida
Married to High School Sweetheart for 49 years
Two Daughters Jenni & Lisa, married to Art and Scott
Oldest with one granddaughter, will be a Jounior at Vandy.
Youngest has a grandson (13) and a granddaughter (10).
Evaluation of the dominant assumptions and an understanding of the dynamics of the economic engine is the basis of an approach to asset allocation that provides for both a rational determination of value and an understanding of sentiment in the form of price as a measure of the irrational nature of the operational environment, an approach that is intended at once to avoid unnecessary risk while at the same time enable gradual rebalance of assets as a means to increase net worth via optimization of appreciation and long term yields. Let's call that buy low and fly high just for fun.