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Will Consumers Give Up Their Credit-card Protections?

if you don't want them, don't use them.
what is your complaint exactly?
that card companies -issuers really- won't make money by approving a charge that puts a card holder over their limit which results in fees?
it is called a limit for a reason and I have yet to hear a reasonable explanation why a card holder would be allowed to go over it without raising their limit.
Here is my prediction fiscal q3 2011 card issuers are doing fine.
debit cards
2 christmas'
2 summer seasons
and oh yeah, an improved economy and those flat screens, coach bags and big watches will be "paid for" with plastic.