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Dividends: The Secret to Long-Term Returns

The article is antiquated in light of the current market conditions. As previous posters have noted billion dollar banks are basically insolvent. Dividends have been cut or eliminated. Many companies which were stalwarts of industry are no longer in existence. For people investing under the old mentality your time has passed and if you continue to invest based on the past your in for a rude awakening and a lightening of your retirement account.