I'm a CPA who has been in the profession for 42 years. I've been investing for my own account over 30 years. I don't give investment advice to clients, but I do offer my personal opinion when asked. My portfolio consists of 65% equity securities (if it doesn't pay a dividend, I don't own it) and 35% income securities (REITs, BDCs and CEFs holding mostly bonds or preferreds). Current overall yield is about 5%.