I'm a 65-year-old investor focused on dividends in a Retirement Income Portfolio. I'm not yet in the distribution phase of retirement. I've been a member of the National Association of Investment Clubs (NAIC) since 1982, which now operates as BetterInvesting.org. For many years as a volunteer I helped lead workshops to teach tools developed by NAIC to educate investors about how to do basic fundamental stock analysis. I continue to have a strong interest in investor education. NAIC's historic "four principles" have been very helpful to me:1) invest regularly throughout your lifetime; 2) invest in growth companies; 3) reinvest earnings and profits; 4) diversify by industry and size. Bill Bengen's "4% Rule" concept inspired me to set a goal to create a retirement income portfolio of individual dividend growth stocks as a way to tap only dividend income from the portfolio as long as possible rather than selling assets. Helpful mentors and colleagues include: - Charles Allmon, former columnist for Better Investing, taught me to look for growth stocks - Ben Graham's The Intelligent Investor taught me the importance of intrinsic value - Peter Lynch instilled confidence that the average citizen can win in the stock market - Louis Rukeyser demonstrated how to ask probing questions about market conditions - Brad Thomas introduced me to a host of real estate investment trusts - Bob Wells' analytical discipline keeps me focused on dividend growth - Lowell Miller's The Single Best Investment helped me focus on quality and safety - David Van Knapp's holistic style of portfolio building helps me see the big picture - David Fish and Factoids inspire me to keep digging for data - Chowder reminds me that each buy is the purchase of a business - BDC Buzz has helped me sift through business development companies - Tom Konrad opened my mind to alternative energy investments - George Fisher is a helpful "lookout" scanning the horizon for utility opportunities - The Seeking Alpha community--both veterans and young contributors.