D Ramirez

7 Comments

    • Visa, Mastercard Risk Ramped Up Competition [view article]
      we'll soon see... you must have your shorts on... Mar 27 04:18 PM
    • Visa, Mastercard Risk Ramped Up Competition [view article]
      moneyguru, where do you get your info?.. no buyers left? lol... there is always a buyer. who's buying if i'm selling? Mar 27 04:08 PM
    • Visa, Mastercard Risk Ramped Up Competition [view article]
      Yikes! Hit a nerve. You are probably right. I would make you my girlfriend. But on to the real jist. If you are really writing an article on current risks, why do you include as facts industries that don't exist yet? "there are risks of increasing competition from retailers and yet to be developed or in development payment facilitation systems." LOL. Loaded statement to say the least.. Certainly sounds projected to me. Name a current payment facilitation system that's a real threat to V or MA. Statements like this are baseless. You also just ignored the fact the Discover and Amex are not competition because they follow a totally different business model. How's that for position based on facts? Face it Kimbo, your article is lacking... Do your homework and come back when you get it right... Mar 27 02:18 PM
    • Visa, Mastercard Risk Ramped Up Competition [view article]
      Ed Kim, why would you write an article on future prospects of a company without doing proper research in advance. Now we see backtracking and CYA stuff from you. You should just retract this article because it's misleading and inherantly incorrect. Do your research, Kimmy and get back to us. In the real world, this is called half-assed. uhhhh... other half please... Mar 27 01:38 PM
    • Visa, Mastercard Risk Ramped Up Competition [view article]
      Danger of reaching full saturation? You've got to be kidding me. Unless the entire world of almost 7 billion people - including those in emerging markets - has a debit and credit card then this statement could be true. But where do these baseless assumptions come from? Are we forgetting the rest of the world? What about new generations? Will they not use cards to facilitate transactions? Also, Discover and Amex are not really competitors since they provide lines of credit of which Visa and Mastercard do not - thus shielding V and MA from the current credit turmoil.

      The point made on eCommerce is also flawed in that eventually the threats the Visa and Mastercard will wither once M & A starts rolling when they start gobbling up the smaller players in that arena. The synergies are evident in that these new financial facilittators are very similar to Visa and Mastercard's current business model. It makes absolute sense in this market driven global economy.

      Also, it's obvious the author doesn't know much about the Visa and Mastercard business model since you name competitors who aren't really competitors and he fails to see that this industry is still growing and projected to grow further still. Buy Buy Buy - and scratch the Cramers of the world. Forgive them for they know not what they do...       Mar 27 10:08 AM
    • Warning Signs of a Modern Depression: See 1990 Japan [view article]
      Dragon Master Dude: I read your comments and you are either a mentally miniature Adolf, or you're one of those idiots Obama preached about in his modern day "Dream" speech... Get real. All the U.S troubles are not caused by everyone excepting yourself.. The Katrina horrors and LA riots are direct results of Government ineptitude in handling crises. The current economic issue is a result of greed and misguided ambition to make money on the backs of thoses less fortunate and lacking natural brain functions. Ask yourself what you have contributed to make this a better economy etc. Don't blame the jews. Hitler used that one already... Mar 19 03:05 PM
    • Visa Already Twice MasterCard's Market Cap [view article]
      Voodoo math doesn't equal 58 bil in market cap. thanks for trying but you're wrong. they are about equal give or take 1bil... Mar 19 02:08 PM
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