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larch99

larch99
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  • General Mills declares $0.44 dividend [View news story]
    Nice surprise, was hoping to get at least a 5% raise.
    Mar 10, 2015. 05:46 PM | 1 Like Like |Link to Comment
  • Dividend Growth Investors: I Have A Few Questions [View article]
    Interesting article, and I have been asking myself some of the same questions. Some of my best performing stocks yield below 2.7%, but I did buy them when under valued. The stocks with the best performance under that yield are:
    WBA - up 67% (1.67% yield)
    BA - up 27% (2.35%)
    UTX - up 19% (2.06%)

    I purchased both BA and UTX over the last few months, and have had a position in WAG/WBA for a few years, but did buy more when it was down significantly. I have sold off some of WBA recently, and that money was used to purchase BA.
    However, my best performing higher yield stocks are HCN, OHI, KMI, and O. I do have T and SO as some of my higher yields, but the performance is much lower.
    For my portfolio, I see the performance doing better if I buy at an undervalued price, but those stocks still meet the quality, and required dividend increase/growth requirements for me.
    I have 30 positions now, and like my diversity so far. I would grow to possibly 50 positions but no more, but think 20-25 should be a minimum for me.
    Feb 25, 2015. 09:57 AM | 3 Likes Like |Link to Comment
  • The Dividend Growth Investing Mindset [View article]
    Won't hold the garnet love against you... we can't all be perfect.
    Feb 20, 2015. 09:14 AM | Likes Like |Link to Comment
  • Project $3 Million Dividend Results - Objectives [View article]
    It seems these advisers are really only pushing what they are paid to push.
    Which fund family is paying them the most, and which one do they recommend the majority of the time? I remember sitting in a few company retirement advisory sessions and they all recommended asset allocation with their family of funds and the typical "balance percentages" based on investment styles. I invested based on those recommendations and on the limited funds available. Only when I quit my job with a large company and went to work in a small firm did I have to educate myself. We have no retirement program, yet, so I had to set one for myself. I was able to rollover my old 401K, and did get permission to wait until I was ready. I had received multiple calls asking me to move the funds, but was able to buy time until my losses were less than 5% of total value. The rollover was completed in 2010 ( I changed jobs in early 2008), so I did miss out on some great buys, but I had most of my 401k money recovered.
    At first, I invested in what I was taught, (funds and the standard allocation). I had some decent funds, but then actually started paying attention to the fees. I might have been making 8% or so, but to lose 2-3% of that return to fees wasn't attractive to me and my limited resources. Soon thereafter, I read Bogle and determined if I had funds, they would be index funds (Mainly, to reduce fees for me.). Prior to the conversion, I was buying a few individual stocks in companies I knew and/or saw around my area (SC/NC). I purchased GE first and kept buying during the recession, and then got into DUK and PNY. I finally noticed how both constantly grew dividends and recovered in price quickly, while GE cut it's dividend and continued to labor to increase it's share price.
    As I did more research, I finally came across SA and found a place where real people were sharing their knowledge and experience without(mostly) the sales game. Chowder, you were one of the first contributors I read that shared an detailed process for your investment strategy. I continued to find other contributors on here and still value and learn from what they share. My strategy has become focused on dividend growth. I finally have 30 positions, they all reinvest dividends, and I continue to contribute a set amount each month. I still have a couple of funds remaining from after the rollover (VFINX and VWELX) and they are returning close to 35% and 17% to date. However, when I see a good buy on any of my core holdings, these funds could and have become a quick source of cash.
    I have followed project 3 Million for a few years and appreciate you sharing that and the thought process behind it.
    Feb 3, 2015. 02:01 PM | 8 Likes Like |Link to Comment
  • Courier Corporation Will Be Acquired By Quad/Graphics - Should I Sell Now Or Wait? [View article]
    I understand the limitations when it comes to the classic companies. The only position I have yielding over 5% is T. There are several over 4% now, but realize that might not be a high enough yield. I have a similar issue with finding higher quality yield. I'm assisting my retired father who recently rolled over his 401K. We have tried to place everything in quality stocks, and the avg. yield is closer to 4%. Like you, we try to stay away from MLP's and BDC's. We do have a few REITS, but nothing yielding over 5%. Best of luck.
    Jan 22, 2015. 09:37 AM | 1 Like Like |Link to Comment
  • Courier Corporation Will Be Acquired By Quad/Graphics - Should I Sell Now Or Wait? [View article]
    IS the 5.5% yield from QUAD producing enough income for you to keep it? If you were getting closer to 7% from CRRC, do you need that percentage to produce enough income to purchase classical dividend companies?
    I would take the gains and look for either another company that matched CRRC's yield, or start a position in a high quality, classic dividend company.
    Jan 22, 2015. 07:55 AM | 1 Like Like |Link to Comment
  • Dividend Growth 50: Costco Horns In On The Fun [View article]
    Cam is a gamer, and yes, the celebrations from a QB is frowned upon more so than other players. The proven winners are given a little more latitude to express their emotion, but I do get tired of seeing him celebrate a 1st down when we are losing by more than two scores. However, I understand where it comes from. He is still learning, and I think dealing with the injuries this year actually strengthened his accuracy. He is maturing, and agree that his leadership is showed much more this season.
    Jan 11, 2015. 11:09 AM | Likes Like |Link to Comment
  • Dividend Growth 50: Costco Horns In On The Fun [View article]
    The fans turn on him pretty fast, but considering his lack of weapons and line, he does pretty good. His accuracy has gotten better this year, and he actually looks like a team player at times...
    Jan 11, 2015. 07:54 AM | Likes Like |Link to Comment
  • The Impact Of Walgreen's New Application Offering 24-Hour Medical Care [View article]
    When is the last time you purchased a stock?
    Dec 18, 2014. 01:34 PM | 1 Like Like |Link to Comment
  • Valuations And Goals [View instapost]
    Thanks for the reply! I did see that OKE and WMB don't quite meet the high quality requirement, so they would be more a spec play with decent dividends. I am tempted to go with BAX, as I sold ABBV a while back. The purchases would be in my taxable account, so I can afford a spec play (1/4 position) there. I was looking at BBL, BHP for mining, but think coal stocks might have some decent future growth as well. I don't typically look at politics when investing, but feel some epa regulations regarding coal will be reduced or more in the next few years.
    Nov 6, 2014. 10:24 AM | Likes Like |Link to Comment
  • Valuations And Goals [View instapost]
    You can get PNY cheaper during the year. It seems to have decent swings up and down throughout the year, but not sure if it's due to smaller volume or just the nature of a gas utility. I did add more MCD earlier, and know there are headwinds. I have watched MCD for some time, and felt the recent pullback was a good opportunity to start that position. I have a full position in PNY and half in MCD now. Also started UTX a few weeks ago. What are your thoughts on WMB, OKE or BBL? Looking at oil, mining for next purchase, but BAX is still an option as well.
    Nov 6, 2014. 09:01 AM | Likes Like |Link to Comment
  • 'Overdue' Dividend Increases: Which Streaks Will End? [View article]
    Thanks for the article and watch list. I recently got into UTX, and didn't want to see them on any watch list for a possible end of dividend increase. It looks like they raise the dividend every 5 quarters, so assume we see the raise next Feb. I'll be watching closer now.
    Oct 30, 2014. 08:16 AM | 2 Likes Like |Link to Comment
  • Altria Is Priced Like A Riskless Stock [View article]
    Looks like we might get a chance to get this at a lower price if the local governments raise the age to 21 to buy tobacco. Wouldn't be surprised to see it happen sooner than later. See where MO wants the FDA and Congress to weigh in. Easier to lobby those folks it seems.
    http://on.wsj.com/1wDcZY9
    Oct 29, 2014. 11:19 AM | Likes Like |Link to Comment
  • The New Nifty Fifty, Part 2: Dividend Growth Investing's Greatest Hits [View article]
    Don't let your NC neighbors know you use Hellmann's and not Duke's Mayo...
    Oct 24, 2014. 08:16 AM | Likes Like |Link to Comment
  • Kinder Morgan Is Prepared To Control The Oil Industry For Its Own Good [View article]
    Is coal really dead as an electricity generator? I see it lost massive ground, but dead seems a tad much. Southern is still 38% coal for it's generation, Duke has several coal plants in operation, as does Dominion and Wisconsin Electric. Yes, coal use is down, especially with natural gas price reductions. However, it is not or will not be dead in our lifetimes. Not saying it shouldn't be, but it's too cheap to die.
    Oct 23, 2014. 05:06 PM | 3 Likes Like |Link to Comment
COMMENTS STATS
53 Comments
46 Likes