I spent eight years at Bank of America in New York (1978-86) covering Wall Street, then moved to Moody's Investors Service where I worked for 22 years, covering banks, sovereigns and corporates. I chaired the Credit Policy Committee for four years. I retired in 2007 as vice chairman.
PLEASE FOLLOW ME ON TWITTER: @christophermah3
My philosophy: I am a libertarian, a market monetarist, an admirer of Fisher, Friedman and Minsky. I believe in a strong safety net and strict regulation of the financial system. I support most of Dodd-Frank. I think that the world's #1 problem today is inadequate inflation and nominal growth. I believe that the Fed should have two mandates: financial stability, and a nominal output target. I follow Scott Sumner and the other market monetarists. I respect Krugman as a brilliant economist who happens to be a leftist.
In addition to publishing at Seeking Alpha, I have my own financial blog at http://capitalismandfredom.blogspot.com
I am a buy and hold common stock investor. Warren Buffett is definitely my guru. He makes the most sense to me. I began investing in the stock market at age 14 in 1970 with money earned on my paper route. What I have done since 1970 is invest primarily in the Dividend Aristocrats whenever the stock market is relatively low. I have never sold a single share of stock except on the rare occasion when one of my stocks was bought out for cash and I was forced to sell.. I keep all of my stock certificates or direct registration statements in a safe deposit box at the bank. I do not automatically reinvest dividends. I only purchase stocks when I feel that the stock market is relatively low. Brown University, B. A., 1978. Below are the 35 stocks in my portfolio.
I'm an individual investor that is relatively new to investing and constantly learning. My aim is to generate an additional income with dividends - so I'm in for the long term.
Licensed in California (Lic. No. 0K01236) to provide Life, Disability, and Health Insurance.
FINRA Series 6, 63, & 65 Licensed
Bachelor of Science in Aviation Business Administration with Area of Concentration in Finance, Minor of Study in Economics, from Embry-Riddle Aeronautical University, Prescott, AZ.
One and a half years experience in Downstream Marketing & Dispatch of Wholesale Petroleum Products including CARB Gasoline, CARB Diesel, Jet-A, 100LL, Oils & Lubricants, and Propane.
Two years experience in small business consulting including financial analysis, workflow design, and Supply Chain Management
Disclosure: I'm not a financial adviser. All articles are my opinion - they are not suggestions to buy or sell any securities. Perform your own due diligence and consult a financial professional before trading.
I am a retired Pharmaceutical executive with 40 years of experience in the industry ranging from sales and new drug development through clinical research and global strategic marketing. Earned Master's degrees in both Biology and Business and worked for both large American & Foreign Pharma companies.
High Quality, Dividend Growths Stocks with a minimum Yield of 3.00 %.
Rather rarely Stocks with higher growth and low Dividend Yield.
Time horizont: Longterm >20 years
Current holdings: MO, PM, NSRGY, PG, UL, KO, BUD, DEO, GIS, JNJ, XOM, CVX, RDS.A, MCD, T, VZ, VOD, GSK, QCOM, SAP, SIEG, O, SO, GE, SIEGY, GILD, MA, V
I´m 45 years young and dividends are 60 % of my monthly disposable income. The other 40% is coming from propery rentals. I have no working income and no pension. It is only sometimes possible to reinvest my dividend because usually I need them for covering living costs.
My financial situation is similar with retired people when they are very much dependend on the dividends for covering living costs.