I'm an individual investor. I manage my family assets. I'm a DIY kind of person when it comes to investing. I have strong interest in the markets and have been following the developments in the economy and the markets over the years. I've dabbled in trading stocks and options in the past enough to know that market timing does not work in the short term. These days, I operate at a portfolio asset allocation level, focusing more on tactical allocation of assets rather than individual securities selection. I'm very risk averse and thus gravitate towards achieving the best risk adjusted returns. I mix various uncorrelated strategies that are relatively low risk. More active trading is done on satellite holdings of the portfolio while the core remains invested. I strongly believe in the MPT and investing in passive index funds and ETFs. Only exception to the indexing approach is in the fixed income space where I look for alpha generating fund managers. I also believe in the Fama-French 3 factor model but I find myself just getting equities exposure using a SP500 or an equal weight index fund.