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jdhd

jdhd
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  • U.S. Facing Weakness, Pullback Will Create Opportunity for These 6 Dividend Stocks [View article]
    I have a couple of longs in there. BIP and NLY.
    NLY justed kicked me a dividend which I DRIPed for more shares and a lower cost basis.
    Some of you have told me to sell NLY and I can see your point but on the other hand I also think NLY will weather this cluster on capital hill.
    BIP is like NLY in that it also has good management and will also carry on.
    We will see how this plays out but it is a coin toss. The Republicans are CLUE and the Democrats are LESS.and Obama is MIA.
    Our forefathers were psychic in putting that small phrase on our currency....IN GOD WE TRUST.
    Jul 30, 2011. 02:01 AM | 1 Like Like |Link to Comment
  • 4 Dividend Stocks on Cramer's Shopping List Now [View article]
    Long Line and AEP along with EPD (another Cramer pick). I thought I'd get that in before the hordes come and ask you why you are covering Cramer when he is on CNBC and if they wanted to know they would simply watch the program or that he is a megaphone for the hedge funds or he is just silly and Seeking Alpha is a serious place for serious articles...gotta go...I hear the swords banging on the shields!
    Jul 30, 2011. 01:30 AM | Likes Like |Link to Comment
  • 6 Tobacco Stocks With Smoking Dividend Yields [View article]
    ortho,
    I agree about the SAB.interest and is another sin stock from MO devil incarnate. It would be good to hear more and I thought I heard Altria was attempting to buy more stake in SAB. Has anyone heard anything to that effect?

    Long MO and looking for a pullback to get longer.
    Jul 9, 2011. 11:15 PM | 2 Likes Like |Link to Comment
  • 3 Dividend Opportunities for Income Investors [View article]
    Good evening,

    I am long MO.
    I am long dividends.
    I am long personal choice.
    I am long on getting on with my life.
    I get short with folks who get in my business.
    That would be the long and the short of it.

    BTW....wasn't there some oil spill that happened a while back in 1989 called the Exxon Valdez. How could anyone buy that stock after this company attempted to murder Mother Nature itself? There were lots of pictures of pelicans bathed in oil not to mention the shoreline. Why weren't they postered on the pumps?

    Full disclosure: I am also long PG
    Jun 24, 2011. 12:05 AM | 2 Likes Like |Link to Comment
  • Knocked Down Ag Stocks Ripe for a Rally [View article]
    Surfgeezer- ditto-Long UAN. I have read the dividend is 1.92 but have only seen sometime in August on when the first quarter will be paid. Any credence to that or further info?
    Jun 18, 2011. 03:19 AM | Likes Like |Link to Comment
  • Brookfield Infrastructure Partners: Utility Play Wrapped in an MLP [View article]
    I realize that you aren't suppose to love a stock...but I love this stock. I thought in checking BIP that they also owned or operated a port in Australia. Perhaps I was mistaken.
    On the other side, my thanks for the breakdown of their diversification.
    You could buy ED, WY, TK, UNP and KMP and not be as diversified as this one stock. That is why I like it.
    It was interesting on the tax item. All my BIP is in my 401 and IRA.
    Hmmm...have to give that some thought.
    My thanks again for the article.
    Jun 17, 2011. 08:42 AM | 1 Like Like |Link to Comment
  • 5 Tips for Young Investors Looking to Start Investing in Dividend Stocks [View article]
    Thank-you Kevin,
    Just sent it to my daughter and a much younger friend who started investing over the last few months
    Jun 14, 2011. 04:43 AM | 6 Likes Like |Link to Comment
  • Jim Cramer Is Really Bullish About These Stocks [View article]
    ...as I remember before C did the 10 to 1 reverse stock split he said to get out. He liked F for a long time but when GM offered the IPO he felt there was a lot more upside because GM was better established in China. Which is curious because the Ford CEO stated they are making a big bet on expansion in China and India and doing it with small cars.He still likes F but then none of the autos or anything else is really doing anything and in fact...we are on a 5 week decline which Cramer warned was coming and told investors to look to trim their gains and look to become more defensive.

    I find it hilarious that people have this love/hate with Cramer. He consistently says to do your own homework. I look at what he says and a miriad of others like Seeking Alpha and I then make MY decisions after doing my homework about MY portfolio. There are good ideas, perspectives, viewpoints and you grab your sifter (your brain) and make your best attempt to choose correctly.

    To slam Cramer in defense of your own way of investing is like saying there is only one way to skin the proverbial cat. Comments of "I do this.." and "I would never do what Cramer is"...doesn't make the man evil or an idiot, nor does it make any of you that either.
    So folks, don't be a Weiner and put it back in your pants because this looks like...well it just does.
    BTW...Aapl is one of the stocks he has in his charity fund. I've seen it posted.
    Jun 8, 2011. 10:36 PM | Likes Like |Link to Comment
  • The Case Against Using a Dividend Reinvestment Plan [View article]
    Kevin..it is a good article in that like a coin there are two sides...to DRIP or not to DRIP...that is the question.
    My answer is that I do both at this time although I will be turning the DRIP faucet off tightly when I retire and dipping my bucket into my dividend stream.
    To address the comment-"we never reinvest dividends and never will... increases your cost basis (presumably you bought long b/c you thought it would go up) and concentrates risk. the "reinvest in the same security idea is for dodo birds"
    (1)Never say never and dodo birds are extinct. (2) Everyone buys b/c you thought it would go up....so what do you do when it doesn't?
    My cost basis goes down when I drip especially when my stock positions are in my 401k or IRA. (3) Concentrates risk is as much dependent on the sector as on the stock and there are sectors I want to be overwieght, equalweight and underweight. Further, risk is in the eye of the beholder and your eye needs to be on your holdings.
    The short seller will usually leave a solid dividend payer alone but like a lion in the desert as it looks for who to devour will pounce when a company cuts/drops its dividend.
    Kevin - I have a SMA (self managed account) in my 401k and use DRIP for the most part there although I have Aapl in that account also. The point is my cost basis is recalculated each time I get my dividend so it is tracked and as far as tax purposes are concerned any withdrawal after 59&1/2 will be taxed as income. My open account is set-up not to drip which means I pay my taxes on stocks that have gone up and I've sold and on dividends.
    It shows my buy points. It tells me, when I sell, how many shares were long or short for my tax lady. My company stock account shows me my lot size and the adjusted share price with split which I am sure is fairly standard. Therefore no real concern tracking cost basis.
    Also if brokerages are automatically reinvesting your dividends isn't that essentially DRIP:)
    For now this offers the best flexibility in what I want to do with my portfolio. One last thing...you can turn the DRIP on /off. If not, time to find a plumber.
    Jun 7, 2011. 09:49 PM | Likes Like |Link to Comment
  • 5 Dividend-Paying Utility Stocks to Consider [View article]
    Tortoise....Definitely agree as I gave a further explanation of that view when replying to Surf. thank-you.

    jdhd
    Jun 6, 2011. 08:44 PM | Likes Like |Link to Comment
  • 5 Dividend-Paying Utility Stocks to Consider [View article]
    Surf....truly I agree with the increase in pieces and should have been included in that statement. My point was to put emphasis on share price in that if you believe in the fundamentals of a company and are weary of its price being close to a 52 week high then you need to look at it long term and realize from that perspective DRIP will reduce that share price. Whereas your point to more shares equals addition to your retirement income stream....I think we agree it is a dual benefit, in that the DRIP adds to reduced share price and a greater cushion or moat while the incremental increase in pieces is there for you once you retire. I like the turn off the DRIP also.
    Jun 6, 2011. 03:47 PM | 1 Like Like |Link to Comment
  • Analyzing 2 Cramer Favorites: Apple vs. Salesforce [View article]
    My buddy just bought 25 shares of Apple
    @ 345.00 and it went down to 335.00. His comment was how far it went down. I asked him if a stock went from 34.50 to 33.50 would you be overly concerned..would you sell?
    Would you be inclined to buy? The answer to both questions.."no".
    To me Apple is almost a defensive stock. It's gone from its high of 37.00 to 33.00 (x 10) so my buddy bought in at 7% off its high.Not a great place to buy but not a bad place to start initially. If it goes to 29.00 and he buys 25 more shares he gets a 31.75 cost basis. Not bad either.
    I believe the needle will move because Apple is defensive when you need it to be defensive and yet it's "the" innovative tech stock for the masses in the market at present.
    It is munching on PCs and laptops with the iPad...whisper and whisper...tease and taunt....the iPhone5 will be here soon but maybe sooner. It's the golden carrot being dangled..c'mon. In a way it is "sin" stock to those who are addicted..and they are addicted like puffers for MO or PM.
    When I was a kid I'd stand in the doorway of our kitchen and mom would mark a line to show my growth and compare the lower mark from the year before. When I look at Apple I see a kid still growing, a kid that will surprise with some spurts....but it will not happen overnight.
    May 25, 2011. 02:30 AM | Likes Like |Link to Comment
  • 2 Strategies to Build Massive Dividend Stock Portfolios [View article]
    Tweedn...it is what I assumed and in another year or so I plan to retire at 59 1/2. I appreciate the response and thank-you.
    May 25, 2011. 12:47 AM | 2 Likes Like |Link to Comment
  • 2 Strategies to Build Massive Dividend Stock Portfolios [View article]
    I appreciate the insight of these strategies. Currently, my 401k allows for the majority of it to be self-managed and is under DRIP which does the fractional reinvestment into dividend shares.
    My IRA and open account simply holds the cash from the dividends in a money market account. In essence, I have been doing both of your strategies because those were the rules where I had these accounts. Yep...dumb luck.
    I liked the DRIP for building shares for income as I approach retirement while the open account allows liquidity via money transfer to my bank. So it allows flexibility.
    One question I have on withdrawal. When I draw from my IRA after retirement and rolling the 401k to an IRA what will my tax rate be?
    Based on my annual yield to cost I'm over 5% which is what I'm planning on withdrawing yearly from my IRA. In my open account I'm taxed 25% on short term gains and 15% on long term gains.
    With the possibility of higher taxes on dividends will I simply be taxed on my withdrawals from the IRA at my gross income which actually might be less of a percentage then the 25% short term dividend rate down the road based on a reduced fixed gross income.
    Was that about as clear as mud?,,,,dang..two questions!
    Again, my thanks for the article.
    May 24, 2011. 06:17 AM | 1 Like Like |Link to Comment
  • 5 Dividend-Paying Utility Stocks to Consider [View article]
    "The purpose of preparing for retirement is not to be rich. It is not to be poor as you approach and enter retirement!"

    Tortoise #1

    Well said by whoever stated it initially and thank-you for restating it. I've added AEP to my Utilities sector which has a good position in BIP. I'm feeling pretty good between the author's choice in AEP and the growth of BIP, especially in looking at the last quarter's results.

    As far as being close to 52 week highs...I agree it is best to buy at a lower price but let me share a bit of perspective when it comes to share price. Overall and obviously, every quarter the dividend you reinvest in your stock position is simply buying those same shares at a lower price. This excludes dividend increases or any growth of the stock so cost of a stock is important but more important is the stability of the company and its ability to continue to pay and increase the dividend.

    The thing is I believe one of the most important things anyone can do besides learning about investing is truly learning what kind of an investor are you. This takes some time.
    When I started investing I was always concerned whether my portfolio overall value was going up or down. Where are the growth stocks??....what is the next rotation??...what is hot and what is not?
    As I learned more the realization hit me that if I wanted to quit working and retire from my career then I needed to get my portfolio working full-time.
    Now I smile when a dividend comes in and magically there are more shares in that position and the cost basis just dropped on those shares....saawheet:)
    I'm sure I'm singing to the choir in what I've written...patience is a virtue and who would have guessed that virtue had such a nice payout. Happy hunting and my thanks.
    May 12, 2011. 03:43 PM | 3 Likes Like |Link to Comment
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