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jdhd

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  • Dividend Growth Investing: Myths 11-15 [View article]
    Dave,

    I really enjoyed the article as it was filled with good solid, common sense points that can be passed on to the young pups and even an old dog like myself.

    Myth #14 hits home because I work with my daughter on her IRA.
    I was over at her house the other day and she was upset about her tax return. I asked if she had to pay taxes and she said, "Dad, I wish that was the case. I had a refund of $4000.00."
    I asked her, "Why is that so bad?"...just to hear her response.
    She gave me the eyebrow raise and said, "I hate giving interest free money to the government for over a year. I could have had that 4 grand invested. I need to add more dependents"
    That made me smile....So she was listening...haha!

    My girl doesn't want to make mistakes. She decided to buy a couple hundred shares of INTC and pay off her credit card.
    Throughout our time together she never made mention of taking on more risk for more gain. She wants a good company that will give her the dividend growth and the dividends to increase her portfolio over the coming years.

    Whoever said that quote didn't have children. Imagine looking your kid in the eye and saying,"You have time on your side, you can afford to make mistakes."
    As you stated, REALLY!

    All the best,
    jdhd
    Mar 28 10:04 AM | 11 Likes Like |Link to Comment
  • Seeking Value, Growth And Income After The Recent Run Up? Check Out These Tech Titans [View article]
    Chuck the Dinosaur.....Thank-you for a great article that shows when you look a bit you can find stocks out there with good numbers and are undervalued.
    You sir, on the other hand....are not undervalued.
    Long :INTC

    All the best,
    jdhd
    Mar 27 09:48 PM | 10 Likes Like |Link to Comment
  • Our Dividend Growth Portfolio Produces Our New Retirement Paycheck [View article]
    TAS has 50 rental properties??

    Not for nothing but you couldn't get me to do that. It's obviously lucrative (up 31%) but it means I have to deal with at least 50 people (probably a lot more) that would be needy, very needy and complaining about broken pipes, loud neighbors and rent raising. They move out and you have to clean it up and mow lawns and then there are the new needy people moving in.
    Of course with 50 rentals you would probably hire all that out. But then you would be on the phone with all those people, setting up appointment after appointment and keeping track of receipts and the accounting, plus following up to make sure everything is done right so the new needy people aren't needy.
    On the other hand, Chowder buys stocks that " he can walk away from for 5 years." If two companies like KO and PEP get in a screaming match (soda wars) it doesn't matter, he wins.
    Chowder doesn't have to raise rent but he likes it when his tenants KO and PEP and PG and CL and ABT and MO and PM raise their dividends. He doesn't have to monitor or make calls or set-up appointments but most of all he doesn't have to deal with needy people at all hours.
    Hmmm. I wonder if this is why TAS sounds so grumpy.
    jussayin ~ jdhd
    Aug 11 04:54 AM | 10 Likes Like |Link to Comment
  • Why Dividend Growth Investors View Stocks Differently [View article]
    David,
    Thank-you for your article. On more then a couple of occasions I've been "labeled" a dividend guy with a tone that I should be using a walker. After beating them with my cane, I attempt to explain my perspective. This article will help in further discussions about DGI and reduce the need for judicial caning. It has helped to improve my golf swing which is a win/win in my book.
    All the best,
    jdhd
    May 8 12:05 PM | 10 Likes Like |Link to Comment
  • 101 Dividend Champions For October 2011 [View article]
    David,

    Perhap billshea could read what Bill in Denver states and come to a clearer understanding of your work and intent.
    Note: My girlfriend likes your picture and wondered why billshea seems to be standing out in traffic in his picture.

    LONG-> David Fish articles
    Oct 3 03:22 AM | 7 Likes Like |Link to Comment
  • Dividend Growth: Volatile Markets Revive An Old Investing Strategy [View article]
    Kevin...thank-you for your article.
    In looking at all the comments which I find as interesting as the articles it sometimes ends up that I comment on the comments over the article itself.
    Kevin's article generated some great comments. I have become a D-G investor having sold most of my growth stocks with the exception of Aapl.
    It is ironic that a few years ago my daughter lost her job and asked if she could move home while she attempted to get back on her feet. Once she found a job I told her she would have to pay her way if she wanted to stay...rent, phone, etc. on a monthly basis.
    I took that money and started an IRA with her as the beneficiary. With the monthly rent I bought stock. The first was Mo and the second was LINE with the third being BIP. Those stocks were bought with her rent investment and dividends from the first, then the second and so on. The dividends helped to fill in positions in each and currently total return is around 30 percent.
    My daughter is now the owner of her own house. During her stay she saved up enough for a 20% down payment---sorta old school number there also.
    She is my example of a new generation who is utilizing her most valuable asset---time. Time letting the companies she invested in to grow. Time to let dividends grow so she can become more diversified with a 4th and then a 5th stock choice.
    She is my only daughter so her welfare is paramount even when she is out living her life. Some might say this is the tortoise strategy but it has served her well. She used to like bunnies when she was young but now she sees the value of turtles:)
    So to Norman Tweed, David VanKnapp,JustSayin, David Fish, D4L , Robert Schwartz and others my daughter sends her thanks with a smile.
    Sep 5 11:04 PM | 7 Likes Like |Link to Comment
  • How Can One Trade Be Both Good For Me And Bad For Me? [View article]
    Robert,

    This article is very honest and straight-forward.
    For that alone you should be commended.
    Many investors only comment or write about their successes.
    We all have been guilty of second guessing decisions we make.
    This is a great learning tool to everyone and everyone can slide into your shoes because we have all done this.
    What I really take from reading your article is that here is a person with over 9000 comments and several articles, yet knows there is much to learn.
    You are still wary of your decisions and that is a value which minimizes bad decisions while paying off big time.
    This article says stay humble, recognize a mistake and pass it on to others.
    My father would always say, "There are really only two types of people in this world. Winner and Losers. We all make mistakes but winners learn from theirs while losers continue making those same mistakes over and over".

    All the best,
    jdhd
    May 2 05:35 PM | 6 Likes Like |Link to Comment
  • Is Mighty Apple Really Falling? [View article]
    Mesmd...well said..very well said.

    >>Mr. Cook stated, "The most important thing to Apple is to make the best products in the world that enrich customers' lives." <<

    There is your mission statement for Tim Cook and for AAPL. It is why I own it. Tim Cook was in operations and that makes him a frontline guy that brings a different perspective to the front office where he now resides.
    He is no Steve Jobs but he is Tim Cook and both share in a certain disregard for the market and its noise. I like that.

    The market was wrong when they priced AAPL's value at $90.00 and they were also wrong when they priced it at $706.00.
    The in-between of those two numbers is around $400.00 and I believe the recent low was around $419.00. The market is rarely right at any one time but will eventually get close about a company's valuation at some point.

    AAPL is a company and not a individual.
    The perception was AAPL is Steve Jobs and vice-versa is by far an incomplete perspective as one can come up with. Yet, short explanations and 4 minute viewpoints are the norm from the talking heads so they are accepted.

    "Make the best products to enrich".
    Tim Cook never said "the first products", although sometimes it worked out that way. Samsung has heard the iWatch is being worked on and is attempting to get their incarnation to the market first.
    Good luck with that.
    I wonder as Samsung gets pushed into the kitchen whether or not they can handle the heat. The new Galaxy has already come under criticism...so how does that feel guys?
    Mar 22 11:06 PM | 6 Likes Like |Link to Comment
  • Mr. Market Says Dividend Investors Will Succumb [View article]
    Folks....I figured out how to take care of that twitchy-itchy finger. You go through an article and comment section like this and after hitting the like button on all the comments there is no itchy left.
    Ok...maybe some residual twitch!
    Thanks y'all for helping in my cessation program.
    jdhd
    Jul 17 09:58 PM | 6 Likes Like |Link to Comment
  • Modern Dividend Theory Explained Part 2: Risk And Diversification [View article]
    David,
    Great article and lets all of us know we need to continue to look and learn when it comes to our income strategy. I have left my portfolio concentrated simply because I didn't have the time to do the diligence necessary to expand it.
    I hope you do consider adding beta to your Top 40.
    @ chowder ~ now entering retirement I am looking at holding each stock to 3% of my portfolio as a starting point. Several are there now but have a few that are in the 6 to 10% category. (T,MO,BIP,AAPL). Like Roger I bought into a couple of positions last week and can proudly say I'm now at 20 positions.
    Getting there ( my goal is 35 stocks) but doing it a bit at a time.
    All the best,
    jdhd

    May 22 02:49 PM | 6 Likes Like |Link to Comment
  • The Most Common Stocks Held By Dividend Growth Investors [View article]

    EPD
    BIP

    Those are two not on the list I would give a thumbs up.
    Apr 1 03:14 AM | 6 Likes Like |Link to Comment
  • Asset Allocation For A Dividend Growth Investor [View article]
    DVK,

    Did you know I had these questions?
    Eerie!
    I will retire in a couple of months @ 59 1/2.
    I will have a pension and will draw SS @ 62 unless my dividend growth portfolio allows me to leave it untouched.
    I agree the pension and SS are fixed but was unable to determine their worth. Your method affords that.
    This article is so timely for my personal situation.
    Many thanks,
    jdhd
    Feb 8 07:19 AM | 6 Likes Like |Link to Comment
  • Dividends In Danger? Frontier, CenturyLink, Conoco Phillips, 3 Others Continue To Attract Comments [View article]
    David,

    So I own COP and after reading what Bret stated in the article recommended by David Fish I think I will hold.

    This is partly due to my change from a total return zealot to coming over to the dark side of dividend investing.
    You see I owned COP before and sold it at 47.00...can you believe it. Now I was happy with the gain like a child when given M&Ms...but we all know a d-g child doesn't want just a few M&Ms....it wants a bowl of them:)

    SA was a place I heard about and started reading. There was David Van Knapp articles and Plus 5. Then there were articles by David Fish and most recently Norman Tweed. What I liked the most were the comments. Norman was hanging out in the comments with SurfGeezer and Robert and many others.
    So I hung out also, but never commented except to ask questions.

    Norman and his 4% brought me around to the importance of d-g investing. He also showed me my error in having TOT in my 401K which was hitting me for 33% in foreign taxes so my dividend was really about 4.5%.

    David Fish showed me what RMD is and also offered an avenue to eventually reduce my tax burden in the years when it will matter most.
    David Van Knapp emphasized the importance of not carrying to many stocks and knowing the ones you hold and why you hold them.
    So I'm placing my bet. My next entry point for COP is $60.56 which brings a 4.4% and from what I have read the split between the 2 companies could raise the overall dividend to 5%.
    So why COP?
    It is more about where it wants to go and what it is involved with. It is involved in the recent pipeline between EPD/EEP coming out of Cushing and moving into Texas to get that clogged supply closer to the refineries. It also has a large committment in Canada and has bought up a lot of the land leases for the oil sands. Projections are that 20% of the imported oil will come from these oilsands into the US. 1.7 trillion barrels are projected over a 30 year period. This also involves a pipeline from Canada through the US to refineries in the south.

    As this article states so aptly, if it fizzles then the move is most probably to CVX but the tingle is if it doesn't.
    Oct 2 04:07 AM | 6 Likes Like |Link to Comment
  • 5 Tips for Young Investors Looking to Start Investing in Dividend Stocks [View article]
    Thank-you Kevin,
    Just sent it to my daughter and a much younger friend who started investing over the last few months
    Jun 14 04:43 AM | 6 Likes Like |Link to Comment
  • Dividend Growth Investing: Myths 11-15 [View article]
    RS...You are free to disagree as you have told many who have disagreed with you.

    For me, to have my daughter decide to buy INTC is to take on risk. If I remember correctly you even said at this price it was starting to look interesting.
    I have reviewed your portfolio for young investors. I understand the perspective and as you admit it is for some to be more aggressive. Each to his own and live and let live and there is no right or wrong answer because it is unique to the individual....whatever works because there are a ton of strategies out there.

    If you reread my reply you will understand that the emphasis is on the MISTAKES..not risk. You were telling your son to change his job because it was a MISTAKE and I'm glad he is successful. There was the risk of changing the job but the bigger mistake was that he wasn't happy. That is intrinsic in its value to find one's niche.

    We have risk driving to the market let alone being in the market. You are reducing risk like many of the authors by offering your experiences and knowledge of the market. The bottom line is that most authors hope their readers don't make some of the "mistakes" that they have already learned from.

    Let me quote it again, "You have time on your side, you can afford to make (mistakes)." ~ Dumbest crap I ever heard!

    All the best,
    jdhd
    Mar 28 12:28 PM | 5 Likes Like |Link to Comment
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