Retired trial Lawyer, former Honors student graduating with highest honors from a major University; heading own private trading for my own private portfolios and that of wife and family for over 25 years; I am a completely self made multi millionare. But I have never managed money or investments outside my own or family, nor would I; I have never been in the securities industry ever. Thus my approach is perhaps different than a professional money manager. In the past I occasionally represented clients as a lawyer in arbitration against negligent/foolish brokers in the old NASD forums. So I am very aware of the importance of risk management. My current Intent: to always study trends and companies very seriously, reading significantly about any investment and carefully studying economic movement, so as to avoid mistakes in down trends in any sector or stock. I employ careful and studied micro and macroeconomic principles to any investment. I read whatever articles I can find that are well explained and I think are giving correct analysis; but we never stop there. We always test any article by looking for multiple articles and any support for a position on any investment or trade decision; and I always continue to search for more in my never ending quest for the safest and best investments, or if need be, trade strategy. Intent also: to always try to accumulate Stock in various sectors, no one industry in particular. 100% retired since age 50, living in a 5 million dollar home in one of the most amazing and most expensive places in the world. I travel at times, usually to Europe, Monaco, London, and other fine places. I owe no money at all to anyone or anything. I never ever buy on margin or borrow to do anything at all, including invest. I stay away from China investments completely, but occasionally I like some India stocks for the future (currently only Indian stock recently purchased is TTM, Tata Motors). Otherwise I only invest in good US and Canadian Companies (recently buying many fine MLP's for income; also metallurgy coal companies, and recent large holding in MOS Mosaic, etc.) My Goal: buy and sell good company shares for gain, but also with an attempt to hold stocks to earn considerable dividends, if at all possible. Goals also: To take as little risk as possible, and always protect our family capital, while earning capital gains and income. Lately I own no bonds, only stock. My wife is also very active in this investing, as she studies about it a great deal also. I make no general investment decisions without at least consulting my wife who is also well studied. Hence the "we" I refer to in my writings. Note, when we comment we are not in any way giving any advice at all, but simply relaying what we are interested in for our own portfolio solely, and an exact analysis as possible in the brief form allowed in web posting as to why we made any decision, nothing more. The picture of our WHALE reflects us best. We enjoying diving right in like a huge consuming whale, eating as much as possible when we are sure the water is best. Those are the times when we have the most success. Best regards, STOCKACCUMULATOR.