Academic career centered on Engineering. Spent 35 continuous years at just 2 manufacturing companies that provided products and designs to the commmercial, institutional, residential and industrial construction markets. Currently stepping away from this sector and focusing on other interests. Began investing in 1975 in simple interest certificates. Followed that by investing in mutual funds (both fixed income and equity) in early to mid 1990s. Proceeded to investing in specific bonds (government and corporate) in mid 1990s and specific stocks in 2002. Over the last  years have sold down a majority of my stock mutual funds and converted them into dividend stocks (both domestic and foreign). Plan to fund entire cost (and then some) of normal monthly living expenses with dividend and interest streams from investments both inside and outside of registered plans. [Update] Starting January 2016 began full retirement and converted 1 retirement savings plan into a required minimum withdrawal plan. Government pension payments commencing March and July 2016.