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robandcindy2

robandcindy2
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  • Chasing High Dividend Growth Rates For Higher Total Returns [View article]
    Brian,
    Fascinating study. The last chart has me wondering why the sudden divergence in value after the 2008 recession. Pre-2008 both portfolios are rather closely aligned, then post '08 the 7 stock portfolio outpaces the 14 considerably. Any thoughts on why?
    Cheers,
    Rob
    Apr 19, 2015. 09:55 AM | 2 Likes Like |Link to Comment
  • A Re-Posting Of Biblical Proverbs That Guide My Investing [View instapost]
    Wonderful!
    Mar 28, 2015. 07:59 AM | Likes Like |Link to Comment
  • An Undiscovered Canadian Gem That Pays 6% [View article]
    Brad,

    First off, another well written article. Very easy to follow your train of thought and arguments.

    A couple of questions:

    Are Canadian REITs treated differently for Canadian taxes on dividends even if in an IRA?

    Also, isn't there a small liability issue with Canadian REITs since they are not incorporated?

    Thanks,

    Rob
    Mar 23, 2015. 08:08 AM | 3 Likes Like |Link to Comment
  • The Case Of Investing In Master Limited Partnerships [View article]
    http://bit.ly/SAvgCQ

    http://bit.ly/1xKnWWP

    http://bit.ly/1xKnWWV


    Everybody wants a piece of the pie.....
    Mar 21, 2015. 07:52 AM | Likes Like |Link to Comment
  • The Case Of Investing In Master Limited Partnerships [View article]
    How are all of you handling the State Returns for the states that the MLP earns income in? Some of these states require a non-resident return regardless of income threshold.

    Each would potentially be $20 with TurboTax or $40 with your paid preparer.

    Really just curious because it was one aspect that kept me out of MLP's and in their Parent company where available.

    Cheers
    Mar 19, 2015. 10:11 AM | Likes Like |Link to Comment
  • The Dividend Aristocrats: Create Your Own Portfolio Or Invest In NOBL? (Part 2) [View article]
    Don't you think Dave's quarterly rebalancing was just to keep the statistics similar?

    I believe we can also learn a rebalancing lesson from the recent plunge in oil/energy stocks. Prior to the dip I had a nicely balanced portfolio. If I focus on my "Basis Balance" I still do.

    Now do I chase the dip and "quarterly" rebalance my portfolio because oil crashed?

    This is why I prefer to buy and hold (and monitor!) Energy is down, other stuff is up. Someday, it will be the opposite. In fact not long ago energy was through the roof, other sectors not so much. Diversification 101......

    I prefer to "attempt" to rebalance with new money. Buying what is of value if there is room/need for "balance."

    Dave, really enjoyed your article and analysis! Always do.

    Rob
    Mar 10, 2015. 08:00 AM | 8 Likes Like |Link to Comment
  • KISS Retirement Portfolio: Smooth Out Your Returns With Rick Ferri's 3-Fund Portfolio [View article]
    Many compare their individual portfolios to the S & P 500, the DJIA, etc. I choose to keep it simple(and diversified) and compare our DGI portfolio to the Couch Potato and Vanguard Wellington.

    Here are some sites that track the "lazy portfolio" theme if this is a new concept to you:

    http://on.mktw.net/1MQ...

    http://bit.ly/1MQU9p3

    http://bit.ly/17zgpk3
    (Rick is a Boglehead...)
    Feb 25, 2015. 07:04 AM | Likes Like |Link to Comment
  • KISS Retirement Portfolio: Smooth Out Your Returns With Rick Ferri's 3-Fund Portfolio [View article]
    This is our "post-DGI" plan when I can no longer keep up with our DGI portfolio and my better half is ...well...down to just her. Call it "Her Escape Clause".
    Feb 25, 2015. 06:53 AM | 1 Like Like |Link to Comment
  • Retirement Funds Cut By New Congressional Budget: Generation Y Take Note [View article]
    Unfortunately, many young people are finding themselves deep in college debt. Delving into IRA's can be very difficult.

    Face it, this great nation of ours needs a "reboot". The tax laws(corporate and individual) need to be simplified and made more fair. We need to promote growth and job expansion. We need to reign in Congress and spending(special interests and entitlements too).

    I could go on. Enough with the "old ways"....
    Feb 18, 2015. 01:25 PM | 1 Like Like |Link to Comment
  • Retirement Funds Cut By New Congressional Budget: Generation Y Take Note [View article]
    Amen! Well said.

    I think Congress needs to cut their pensions.
    Feb 18, 2015. 01:18 PM | Likes Like |Link to Comment
  • A Cautionary Tale For Dividend Growth Investors [View article]
    Shouldn't this really be a discussion about three investors: one in say KO, one in a growth company and one in bonds. Then look at how their lives faired over this time frame from the perspective of total worth and total income keeping in mind that the retired investor was selling his/her growth and perhaps bonds to equal the KO income.
    Feb 13, 2015. 08:19 AM | 2 Likes Like |Link to Comment
  • Problems With 'The Long Term' [View article]
    Wow! Almost exactly the inner wrestling my little financial mind has been doing. Thank you for putting this so eloquently into words!
    Feb 12, 2015. 09:17 AM | Likes Like |Link to Comment
  • A Tale Of 2 Defense Stocks [View article]
    I appreciate the article and analysis, however, comparing two Defense stocks like NOC and RTN is a little like comparing two transportation stocks like F and HOG.
    Jan 30, 2015. 02:08 PM | Likes Like |Link to Comment
  • Can You Trust Your Retirement To An Algorithm? [View article]
    Ditto....

    Hopefully you will write a summary when all is said and done and publish it in a widely read periodical to assist the uniformed.

    P.S. I might have added a "lazy portfolio" (1/3 each Total Stock, Total Intl, Total Bond) as this might replicate what the investment services are doing as well. Just a thought.
    Jan 29, 2015. 07:59 AM | 2 Likes Like |Link to Comment
  • High Yield Dividend ETFs - A Tale Of The Tape [View article]
    Very nice article. I actually use these ETFs(actually their managers) to help screen for my holdings which are largely drawn from David Fish's Dividend Campions spreadsheet.

    Side note, they are on my wife's emergency go-to list as she would rather not deal with the individual stocks I have purchased for us.

    Cheers,

    Rob
    Jan 27, 2015. 09:56 AM | Likes Like |Link to Comment
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