Retired Registered Nurse with no financial background . After getting slaughtered in 2008 when I had all my $$ locked up in an IRA run by professionals skimming 1.5% annually I decided I could have a lot more fun losing my money myself and I could skip the fee. It's been fun! I love learning about the markets and money. I have the luxury of putting in at least two hous a day of study and research. I've done well since the fateful day in March 2009 that I decided to jump all in ( yes, dumb beginners luck). I'm a little more educated now thanks to the SA community. My husband is impressed enough to entrust me with running all our retirement funds so the heat is on. I know nothing is a sure thing in this shaky world of ours with profligate governments and demanding citizens all run by professional politicians only concerned about their reelection but at least I actually care about our money certainly more than any of the professional money managers ever did.