I'm a computer engineer with a great interest in finance. I'm not a pro, I do it for my family. But I'll share what I know and try to be as helpful as I can. I own about 10% of my assets in precious metals. As for currencies, I keep about 75% CAD vs 25% USD of my assets. I have about 35% in mutual funds; global small cap, global fixed income and global real estate. These allocations are fully managed by me, but I re-balance twice a year or so. That mutual fund core is insuring sufficient diversification and low correlation to the following US and Canada single stocks.
About another 35% is a trusted core of single stocks, both Canada and US. These positions are generally overweight at about 3% of portfolio. Core positions have a few properties in my portfolio: low turn-over, very long term, low debt, often dividend growers with low payouts, good valuations, good growth, low beta. They are safe and feel safe, and I usually build those position over the years. I consider it core after 2 years of reliable service. A stock can gain my trust by presenting profits. Not much mega caps, mostly small to medium caps. Another property of my core: easy to understand businesses. They wash linen, they sell groceries, they make boxes, they produce wine. As I build confidence and understanding, I allow more exotic positions in core. They manage money, they rent retirement houses, they dig for metals, they patent software, etc.
At the other extreme, I keep a few lottery tickets as satellite positions for about 20% of portfolio total, 0.75% to 1.5% of portfolio each position. More risky or difficult to understand business, more volatile and some signs of stink. Could be reversal plays, could be momentum stocks, can display signs of breaking out. Usually, I rely a little more on technicals than fundamentals there. And I trade. I learn. I make mistakes. I churn. Survival of the fittest.
I always look for dips in my core positions, and I wait for clear signals to buy back (volume, a few moving avg). If I have cash, I use it. If I don't I look at core and I trim large gains. If no gains there, I look at satellites for gains. If no gains, I look at satellites for mistakes, stinkers, unreliable bets. With money, I buy dips in core positions or in-the-middle stocks. In middle stocks are first buys aiming core, or rising satellites gaining confidence and improving.
Here's my complete stock portfolio as of mid-March 2016, where each record corresponds to (yes I would like to display as array):
NAME, TICKER, MKT CAP, PE, BETA, % of portfolio
Alimentation Couche-Tard ATD.B 33.71B 21.4 -0.11 5.0%
Richelieu Hardware Ltd. RCH 1.59B 26.74 0.57 4.9%
Winpak Ltd. WPK 2.89B 21.65 0.42 4.7%
Milestone Apartments MST.UN 1.49B 4.44 -0.17 4.7%
Supremex Inc SXP 144.07M 9.43 0.92 4.7%
Savaria Corporation SIS 311.44M 29.33 0.48 4.6%
K-Bro Linen Inc KBL 356.99M 30.42 0.4 4.4%
Intertape Polymer Group ITP 1.25B 17.94 1.05 4.3%
Andrew Peller Ltd. ADW.A 384.42M 20.23 0.22 4.3%
AMERCO UHAL 7.87B 15.9 1.55 3.6%
Saputo Inc. SAP 15.48B 25.96 0.25 3.6%
RDM Corp RC 98.02M 16.8 0.88 3.4%
Acadian Timber Corp ADN 306.91M 20.22 0.48 3.3%
Richards Packaging RPI.UN 280.52M 23.04 0.6 3.2%
Lassonde Industries Inc. LAS.A 649.85M 22.6 0.08 2.9%
Pason Systems Inc. PSI 1.46B 1000 0.37 2.8%
Tricon Capital Group Inc TCN 1.05B 11.43 0.43 2.8%
Metro, Inc. MRU 11.24B 21.33 0.22 2.8%
CCL Industries Inc. CCL.B 8.17B 26.01 0.85 2.8%
Walt Disney Co DIS 155.07B 17.59 1.34 2.8%
First Trust Health Care... FXH 1.18B 20 0.9 2.5%
Photon Control Inc PHO 79.55M 10.22 1 2.3%
Brookfield Asset Management BAM.A 44.31B 19.34 0.52 2.1%
Brinker International EAT 2.64B 14.54 0.4 2.1%
Sylogist Ltd. SYZ 249.35M 52.2 1.34 2.0%
Logistec Corporation LGT.B 442.18M 16.21 0.55 1.6%
Enbridge Income Fund ENF 4.00B 16.83 0.17 1.5%
Ceapro Inc. CZO 129.92M 19.85 2.14 1.3%
ProShares Ultra Nasdaq BIB 493.79M 30 2.18 1.3%
Pivot Tech. Solutions PTG 73.55M 9.55 0.45 1.3%
Biosyent Inc. RX 125.79M 34.13 -0.29 1.2%
XPEL Technologies Corp DAP.U 28.62M 18.28 0.1 1.0%
Pacific Safety Products PSP 10.96M 13.21 1.98 0.9%
Omni-Lite Industries OML 17.38M 22 1.11 0.8%
American Water Works AWK 14.82B 31.17 0.13 0.8%
IWG Technologies Inc IWG 11.88M 13.06 0.77 0.7%
I enjoy making money in the often manipulated markets in an effort to join the 1%. I consider myself a noob as I have lots to learn. I enjoy reading about everyone's investing style and outlooks from differing angles. SA contains alot of intelligent people and I'd like to thank those that contribute. Goals: Increase annual income by $300-400/mo while allocating 20% of my portfolio to growth and speculation. Thus far in 2016, my personal portfolio has crossed the $340K mark at the age of 34 (401K is through my employer, around 160k). My goals are to increase total div/dis income to >17000 this year and add another >3-6k every year thereafter. I tend to lean towards value stocks with a >3 year time horizon and high dividend/dis. stocks as well. Currently long AIG, BAC, BEP, DIS, SBUX, EVA, LMRK, UPL, CLMT, BIP, MMLP, LNGLF, PEGI, CONE, SNR, PSEC, UAN, SFL, TLLP, CORR, NSA, LMRK, GSBD, MIC, STAG, SSW, VNR, NRF, NRE, QTS, DFT, and HASI among a few others. I contribute >4K/mo outside of my employer's 401k. Buy and hold works if you have grit and patience. I take capital gains after long periods of holding and typically see 100-300+% gains on those positions. The financial crisis helped. There is always misplaced value in the market. Stay away from talking heads on TV and anyone that has to push their product. Invest in yourself, ask questions, practice mental discipline and remind yourself of your goals on a continual basis.
Long term buy and hold investor. Building my own long term portfolio by investing in individual stocks including dividend stalwarts, dividend growth stocks, REITs, ETF's, mutual funds, etc. I buy quality corporate securities, ignore short-term noise and let long-term compounding do the heavy lifting. Having the right temperament is crucial to long-term investing.
Retired from military and commercial careers. Enjoying family, traveling, cooking, gardening, individual sports activities & helping others. Converted 401k's to IRA each time I left a job; now done converting IRA to Roth IRA in small amounts to avoid a big tax bite. Primarily a Dividend Growth investor, plus some income investing in eREITs & CEFs. Also dabble in special situations for the occasional joy (or grief) it provides. Prefer to manage my own assets.
I am projecting that the US govt is near insolvent and that we will be facing a new Bretton Woods currency agreement bringing gold back into the monetary system in combination with a sudden fiat currency devaluation (across the board-most currencies) against gold over a long weekend or an outright sovereign debt panic by 2020-2025. The least expected outcome double digit inflation is very likely sometime in the future. The Fed PRO-POVERTY policies are going to crush the poor, fixed pensioners and lower middle class since disposable income growth is limited. Beware middle class and retirees your purchasing power will drop dramatically when everyday necessities absorb a larger % of your income. To spread the word to the brainwashed American drones that this economy is one big illusion ponzi scheme and you are infact broke. Issuing more debt to solve a debt problem is crazy. I am accepting nominations for those that played a major positive and major negative impact on our economy. Inductees: The Hammer Hall of Fame Bill Black Brooksley Born David Walker Ron Paul Robert Rodriguez Peter Schiff David Stockman Janet Tavakoli John Bogle Elizabeth Warren Steve Wynn ============================== The Hammer Hall of Shame Ben MadMan Bernanke Lloyd Blankfein Bush II Jamie Diamond Shaun Donovan Barney Fwank Dick Fuld Alan "The Maestro" Greenspan Tim Geithner Paul king Krugman David Lereah Angelo Mozillo Obama The NAHB The NAR Henry Paulsen Nancy Pelosi Charles Prince Franklin Raines Robert Rubin David Stephens Larry Summers Bob Toll Maxine Waters Lawrence Yun
Recent retiree converting traditional retirement account assets to dividend-producing stocks.
ABBV, AMGN,APPL, CAT, CCP, CL, CMI, CVX, D, ED, EMR, GILD, GIS, HCP, HPE, HPQ, JNJ, KMB, KO, LMT, MMM, MSFT,O, OHI, PG, SE, SO, STAG, T, TACO, UBA, VTR, VZ, WEC, WMT,WPC,XOM