paul

Too Big to Fail Banks: A Simple Solution

Why not dictate a schedule of requiring an increase in the capital ratios each year for the next 10 years and review at the 25% and 50% points to see if it is necessary to go farther. This will increase the savings and make capital more available. Too much leverage was the root cause of the banking problem. Four percent tier one capital ratios are ridiculous.

The Ten Most Egregious Assumptions of 2008

It's all about "risk" and "return". Government oversight should not allow the degree of risk that is being assumed by banks and other financial organizations.

Bank of America's Desperate Move for Capital

Best info I can find says that the min Tier 1 capital requirement is 4%. Unless this has changed recently.

Why Big Banks Find Private Banking Difficult

John Hempton should take a look at www.legacybankaz.com/i...