I am a retired guy who has a government pension and Social Security income which provide enough income to live on. I also have a small portfolio of investments and am learning about how to manage that myself. It is split between dividend generating equities and some that are speculative but don't deliver dividends. I have made some dumb moves (in hindsight) but feel that I have also learned from some of my mistakes. Recently I've been "improving" my holdings, buying higher quality equities although they don't pay as high a dividend as some of the others, but when Fidelity tells me that I am down 12 to 20% on my dividend generating positions, I don't like it and so am making changes to improve that. As I said, I am learning and one of the main things I have learned is that it is probably usually better to take the turtle approach rather than the hare.
Old Geezer that listened to parents that lived through the Great Depression. Am a USAF veteran and proud grandpa of twelve grandkids. I am trying to learn enough to be a good investor and have met many great and tolerant (I ask a lot of questions) people here on SA.