John Gutekunst is a finance professional presently working in the United States for one of the world's largest banks as an analyst in its Corporate Lending department. John is also a CFA Charterholder. With his current employer, he has prepared analytical reports that helped obtain approval for nearly $3.0BN of credit commitments for the bank since March of 2008. He has experience analyzing a broad background of companies, including both public and private entities. The companies he has been exposed to represent a variety of geographic footprints, sizes, operating histories, and risk profiles, giving John a diverse base of knowledge and experience to draw upon. Contrary to his professional background, John's true passion has always been investing in equity securities. He has had fascination with the stock market from a young age, and also has a fairly detailed understanding of the various types of economic environments and equity markets that have occurred since the 1920's. John has traded equity options and spot (retail) foreign exchange in addition to equity securities. John's preferred investment style is that of a value investor, and he is a strong proponent of value investing- particularly the margin of safety discipline taught by Benjamin Graham and David Dodd. He realizes fundamental analysis is his core competency when it comes to investing- he does not practice day trading or other strategies that rely heavily on short term technical or quantitative theories. Thus, he does not focus on the day-to-day vicissitudes of the market, but allocates his time towards identifying opportunities to make investments in a security (or other assets) at a significant discount from a reasonably appraised intrinsic value.