Former Tenured Business Professor; co-authored APICS textbook on organizational change; math/economics/science teacher; serious investor since 1987; completed the professional Certified Financial Planner course and Financial Analyst Levels I and II. Post graduate studies in financial analysis. 2010 Chartered Financial Analyst Scholarship Award winner. I am fascinated by how complex and yet simple the investing system is: an organic composite of the hopes, dreams, fear, and greed of the human condition. But it is not a hobby! To wit, if you want to play around go to Vegas, but If you want to make money you had better get serious and think for yourself, because most of what you were taught in school and are fed by the pseudo-intellectuals "ain't worth spit in the ocean." Started investing in 1987 with a few hundred dollars when I embraced the empowerment of becoming responsible for my outcomes. I read a book entitled "All You can Do is All You can Do: But all You Can Do is Enough" by Art Williams. One of the most influential books in my life outside the Bible. I set a nice round goal of 7 figures liquid,and met and surpassed that in 20 years and never made over $75,000/yr. You can do it too!