Previous life I was systems architect, consultant, and programmer. Worked for many financial institutions. Now I am semi retired and manage a private hedge fund. I focus on options on blue chip dividends with short option premium. My 2015 annualized is over 33.4% return after all commissions and expenses. With an average return of 30+% previous years. While many earned single numbers and negative. Just thought I would share my success. Been trading for over 20 years, learned from hard knocks, and that no one has a crystal ball.