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  • Retirement's 4% Rule: Why Mr. & Mrs. Income Don't Need It (Part 1) [View article]
    Thanks David Van Knapp for a great approach to income in retirement. In my tax favored accounts I use simple index funds. In my taxable portfolio I go with dividend payers, especially those that increase their dividends annually. I drip most of my stocks (though have stopped a few when they added fees to reinvest dividends) with the intention of taking my dividends in cash when I retire in a few years. With good dividend yields I hope to do like your Mr. & Mrs. Income and just tinker with the stocks I have and enjoy the dividend income.
    Aug 30 08:08 PM | 3 Likes Like |Link to Comment
  • 38 Dividend Increases Expected In The Next 10 Weeks [View article]
    Thanks David Fish. I always appreciate your lists of champions, challengers and contenders. I drip CINFand while it wasn't much of an increase I appreciate that they are maintaining their dividend.
    Aug 28 09:32 AM | 3 Likes Like |Link to Comment
  • 6 Best Dividend Stocks to DRIP [View article]
    I agree with the comments of David Fish and AgAuMoney. I too have used the Monepaper back in the 1990's to get started in some DRIP plans. Though, with the advent of super low cost discount brokers you could acquire a first share for less.
    I look for DSPP's, direct stock purchase plans offered either by the company itself or it's transfer agent. With these you have to look to the few that charge no fees or as David notes make larger investments to softent he blow of the fees. I also prefer plans that don't charge anything to reinvest your dividend. For a small investor like myself, the fees some of these plans charge are prohibitive.
    Aug 15 10:20 AM | 3 Likes Like |Link to Comment
  • 3 Dividend Stocks Worth Substituting for Their Corporate Bonds [View article]
    Norman Tweed, thank you for your second article. I always look for your comments, now I can look forward to your articles too. I think LMT is a good pick. I was dripping LMT (they have a direct purchase plan) a few years ago but sold as I only had accumulated 32 shares and figured it would take me forever to get to 100 shares. I drip some of the other stocks you've mentioned, ABT and JNJ. I hope to retire in a year or two and stop dripping and take those dividends in cash to supplement my income.
    Aug 10 05:56 PM | 3 Likes Like |Link to Comment
  • Dividend Investing Over The Past 7 Years Was Never Easy [View article]
    Thanks DGI for an excellent reminder of why all investors must be disciplined and not succumb to the fear in the market. The hard part for each individual is staying with his/her plan. I know I got pretty discouraged in 2009 seeing all my investment gains disappearing. I lost faith in some of my stocks and stopped adding new money, though continued to reinvest my dividends. On the other hand I also took advantage of the recession and looked at sectors I hadn't been invested in and bought some new stocks to drip at incredible prices.

    All in all I did okay. I had a few dividend freezes and cuts, but the majority of my stocks continued to pay and increase their dividends. In retrospect I wish I had more faith (and a lot more money to invest) back in 2009.
    Aug 1 03:44 PM | 2 Likes Like |Link to Comment
  • ConocoPhillips: A Long-Term Investment Opportunity In A Good-Yielding Stock [View article]
    Careful Mike, you might pop the bubble the Obama haters live in. :-)

    Agreed, presidents don't have much control over the economy. They take the blame when it goes bad and take the credit when it is good. But, really it's mostly beyond their control.
    Jun 10 06:08 PM | 2 Likes Like |Link to Comment
  • What To Make Of That 5% McDonald's Dividend Hike [View article]
    Great article Tim. Thanks! I think some dividend growth investors have gotten a bit spoiled by the large increases in recent years. I recall when they went to an annual dividend for a few years, then back to quarterly. I bought one share of MCD twenty years ago and joined their dividend reinvestment plan and added money when I had available cash. While it's not a large position my cost basis is quite low. I stopped reinvesting my dividends a number of years ago and enjoy the cash. I'll probably never sell my MCD just because I enjoy owning it. Also, since I live in the Chicago area I can go to their annual meetings now that I'm retired. CEO Don Thompson was asked at this years meeting if the board would split the stock and he didn't indicate it was likely. He has promised to continue to reward shareholders with dividend increases and share buybacks. But, of course, he didn't say how large.
    Jun 5 01:21 PM | 2 Likes Like |Link to Comment
  • April Showers Bring... Dividend Growth, Joy And Fun! [View article]
    I appreciate the comments Mike and maybenot. Mike, I understand your point with continuing to drip some stocks even when overvalued. I did that with KO and am glad now that I did. However, sometimes I turned off the drip when a particular stock got to be too much of my portfolio. I also used cash divvy's for expenses. For example, if I got a $50 divvy I added the $50 to my mortgage payment. Every little bit helped and I paid off my mortgage.

    Maybenot, now that I'm retired and in my "so called" distribution phase, I still find myself hunting for new stocks or adding to existing positions with my aggregated dividends. Lot's of decisions to make, and I know I'll make some dumb ones, but it keeps me busy.
    Apr 11 02:33 PM | 2 Likes Like |Link to Comment
  • Are You Really Ready To Retire? [View article]
    Regarded, I have to disagree with your statement that it is sad the private sector has to fund the retirements of government workers. You sound as if government workers don't pay taxes. We contribute to our communities as much as anyone else. As for your vaunted private sector, how about all the private businesses who's bread and butter is government contracts? I know many private businesses whose very existence is based on government contracts. They were created by people who saw a way to profit from government programs. Government funding is responsible for many jobs in the private sector. So, eliminate government programs, eliminate the government jobs that go with the programs and eliminate the private sector jobs that were also created around these programs.

    I know many would argue government funded programs are redistribution of wealth, but if you take it out of the economy we would be in sorry shape. I'm not an advocate of the government being the be all and end all for every type of service Americans want, but until the American people stop expecting government to provide an increasing array of services and a willing Congress seeking to curry favor with their constituents we will always have big government.

    On the plus side I compliment you on your article and agree we are all responsible for ourselves. Whether we have a pension, or Social Security we are all responsible for planning and saving for retirement and any other needs and wants we have in live.
    Jan 28 12:18 PM | 2 Likes Like |Link to Comment
  • A No-Brainer Dividend Growth Investment [View article]
    Not only am I a McDonalds's shareholder, I like their food as well. I'm particularly fond of their breakfast sandwiches. Over the years I've also attended a number of their annual shareholder meetings. The PETA people and others are always there with complaints. For those who don't like McDonald's food or employment practices you are free to take your business elsewhere. Do you really think Burger King, Wendy's and other fast food purveyors pay their employees better or have healthier menu items? Not really. As investor I like that the stock has appreciated and their dividend has increased. As a regular guy as noted earlier, I like their food. I would never do a Morgan Spurlock and eat their exclusively, but McDonald's and other fast food enterprises have their place.

    By the way I also own KO. So, drop in at your local McDonald's and enjoy a burger and Coke. I like Chowder's suggestion, eat there so often that they have to hire more staff and at higher wages.
    Jan 22 11:55 AM | 2 Likes Like |Link to Comment
  • A No-Brainer Dividend Growth Investment [View article]
    Thank you Larry Smith for an excellent article. I have been a long time holder of McDonalds, starting with one share and participating in their DRIP for many years. Only wish I had been smarter when their stock was $15 and added more cash instead of only reinvesting my dividends. I dropped out of their DRIP with 150 shares thinking I would never get to 200. Now that I've moved it to my brokerage account I need to consider whether it is a good time to add shares. Since opening a brokerage account I tend to look for new stocks to buy rather than revisiting those I already own for increasing my position. Your article reminds me that I already own some great stocks and maybe adding to them is better than looking for new ones to purchase.
    Jan 21 09:33 AM | 2 Likes Like |Link to Comment
  • With The Berry Petroleum/Linn Energy Merger Approved, LINE/LNCO Is A Buy [View article]
    Thanks Norman Tweed for this update. I held on to LNCO throughout the debacle. I only wish I had the fortitude to have bought more when it was beat up. It's still well below my purchase price ($37) but I bought it for the dividend and think it will return to a more reasonable valuation once this is all settled.
    Dec 17 09:59 AM | 2 Likes Like |Link to Comment
  • Do Retirees Need A Dividend ETF Or A Portfolio Of Individual Stocks? [View article]
    Mike, gf, Palma and others:
    I too have been a collector of DRIP's. I've got stocks at Computershare, AST, and Wells Fargo. I have recently been moving out of the DRIP's to a brokerage account at Fidelity. You are all correct in that each stock is a separate account at the transfer agent. Initially I went to my local Fidelity office and had them walk me through the process of transferring, but they showed me how to do it myself. Essentially, I completed the paperwork at their website, printed it out, signed and sent to Fidelity. They handled the rest. No medallion signature guarantee was required. Computershare and others transferred whole shares, fractional shares were sold. Usually the sales fees ate up the proceeds, so I rarely got a check in the mail for the fractional sale. I'll have a few short term gains or losses to add to my tax return as a result. One other thing Computershare didn't do in all cases was transfer the cost basis information to Fidelity. On some stocks it did show up on my Fidelity statement on others it didn't.
    I found DRIP's to be a good way for small investors to initiate and accumulate positions in some good companies. Though you do have to watch out for fees. Many of the plans have what I consider high fees, eg. $1 to $5 fees to reinvest dividends and make additional investments. The good ones don't charge fees or the company pays the fee.
    Sep 2 10:21 AM | 2 Likes Like |Link to Comment
  • Cinemark: Taking Center Stage For Entertainment Stocks In Small Cap Growth Fashion [View article]
    RS, thanks for a great article. When the wife and I go to the movies we prefer Cinemark. Stadium style seating makes it easier to see over the head of the person in front of you. Also, they discount the matinee show and have senior and other discounts. I noted they recently increased their dividend, but have they consistently grown the dividend on an annual basis?
    Aug 22 06:21 PM | 2 Likes Like |Link to Comment
  • 106 Dividend Champions For December [View article]
    Thank you David Fish, your work is appreciated by many. Now if only I can get it through my thick skull to make better use of your CCC lists in considering investments. :-)
    Dec 1 12:46 PM | 2 Likes Like |Link to Comment
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192 Comments
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