I am a CERTIFIED FINANCIAL PLANNER TM and current money manager. I specialize in value investing through researching 10-k's, q's, management etc. I also enjoy macro research as 50 years of unfettered credit creation will come to an end in our lifetime. The global central bank coordinated intervention will not sustain global markets forever. The consumer will forced to become a saver rather than one built on bubbles and loose credit. Deflation/ inflation are all possible scenarios. Rather than predict markets, I prefer to protect via ensuring a margin of safety and diligently calculating intrinsic values of core equity holdings.