John Lonski is Managing Director and Chief Economist of Moody’s Capital Markets Group. His comments on credit market conditions and the business cycle appear daily in Moody’s CreditTrends and weekly in the Market Outlook publication of Moody’s Capital Markets Research Group. John has appeared many times on CNBC, Bloomberg Television and Radio, Fox Business News, the Wall Street Journal Radio Network, the ABC Radio Network, PBS TV, and National Public Radio. He is also regularly cited in the Wall Street Journal, Barron’s, the Financial Times, Chicago Tribune, Los Angeles Times, Agence France Presse, the New York Times, and other leading publications. A member of Blue Chip panel of economic forecasters, Mr. Lonski participates in a number of other forecasting surveys among which are the monthly pollings conducted by the Wall Street Journal, Bloomberg News, and Reuters, as well as the Philadelphia Federal Reserve’s semiannual Survey of Professional Forecasters. Prior to joining Moody’s in February 1985, John was employed by the National Economic Research Associates (NERA). John holds a B.S. degree from Rensselaer Polytechnic Institute and, except for the dissertation, completed all of the requirements for a Ph.D. in economics from Michigan State University.