As from 2012 I am a Consultant Product- & Portfolio Management at a Dutch bank. This job consists of analyzing and developing credit requirements in structured products and investment proposals. Prior to this job, I was a Risk Manager at a private bank, with the common goal to identify, measure and control (potential) financial risks. In other words to identify and analyze credit- market- and operational risks. Also initiate and coordinate risk mitigating measures. When Lehman fell in 2008, I remember that day like it was yesterday!!!