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I'm Howard

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  • The Fiscal Cliff And Its Effect On Your Portfolio [View article]
    SAT.the Save America Tax,Consumption Tax added to Sales Tax, this must happen, it is a way to generate income to pay down Government Debt.
    Printing Money is fuel for hyper inflation, Germany 1036.
    Nov 15 10:29 AM | 1 Like Like |Link to Comment
  • Canadian Housing: It Actually Is Different This Time [View article]
    Many ,if not most, home buyers in TO are stretched to the limit, they are 2% points or one job loss away from losing their ability to pay their mortgage debt.
    We sold, put a lot of cash in the bank, totally debt free,as a Graduate Economist the future is easy to see.
    Immigrants coming in are in many cases dependant upon our Social Safety Nets, they are going into Government Housing.
    An ageing population will mean a lot of houses on the market, a small group of young buyers who cannot afford to pay these outrageous prices will force prices down.
    The rush to the exit will start,people will take whatever they can get,the Buyers will be in the drivers seat, but higher rates will keep this pool very small.
    Big cities are getting more dangerous, smaller towns with Health Care and 55 plus communities will benefit.
    Nov 6 04:49 PM | 1 Like Like |Link to Comment
  • If Obama Wins, Sell Your Winners [View article]
    Nov 2 05:19 PM | Likes Like |Link to Comment
  • This Nation Has The Highest Individual Net Worth And Its Stock Market Offers 5.2% Current Yield [View article]
    Australia is growing directly as a result of Asia's demand for commodities and the housing bubble in OZ is rampant, the high home costs in Canada are basically confined to two cities.
    I have visited Australia, it is far from any major country, Canada can ship goods by land down to the tip of South America,Australia it all goes by sea or air.
    The currency is high due to their high rates but not too long ago it was $0.49 not $1.02, you could lose half of your investment if the Aussie Dollar tanks, again.
    Oct 24 03:31 PM | 1 Like Like |Link to Comment
  • The Johnny Appleseed Approach To Investing [View article]
    BUY ETF's and do a Rip Van Winkle, wake up wealthy.
    Lady i know just recently passed away age94, a few stocks bought when she was a young bride and reinvested Dividends was worth $600k.
    Oct 24 01:06 PM | 1 Like Like |Link to Comment
  • The Next 10 Years: Much More Misery [View article]
    What country is totally self sufficient for food, energy, water,is home to the largest gold Companies in the world and will eliminate its' deficit in the next three years??
    Oct 21 07:44 PM | Likes Like |Link to Comment
  • Backtesting A Portfolio Of Low Beta, High Quality Dividend Payers [View article]
    Option Premiums on quality stocks are so low that,in most cases, they are not worth having
    I hold a lot of PFE,JNJ,ABT,VZ,MMM and to write a covered call, the theta I have to accept is 2014 if I want a decent premium,
    Oct 21 11:53 AM | 1 Like Like |Link to Comment
  • Gold's recent breather is a healthy one, says Ned Davis' Neil Leeson, as investors had gotten to optimistic on the metal following a big summer rally topped off with the Fed's QE∞ announcement. The giant GLD had inflows of 4% of AUM in the last month, and the smaller IAU a near 7% bump. [View news story]
    Yes we did,bu I am still not selling.
    Oct 12 01:08 PM | Likes Like |Link to Comment
  • The Case Against The Case Against Gold [View article]
    Buy $CDN.$AU,where do you think gold comes from, who are the biggest gold miners, and bear in mind South Africa has just started to blow up, watch them start to starl the gold companies from those rich Foreigners.
    Mugabwe all over again.
    Oct 11 07:46 PM | Likes Like |Link to Comment
  • Investors Beware: REIT Yields, Though Sexy, Aren't Telling The Whole Story [View article]
    I think he is saying Buyer Beware,Caveat Emptor, for those who took Latin?
    Oct 7 12:48 PM | 1 Like Like |Link to Comment
  • Mondelez: Kraft Food's Spinoff Is A Must-Buy Growth Story [View article]
    Nestle's is a better alternative if you want exposure to this area?
    Oct 6 04:28 PM | 1 Like Like |Link to Comment
  • A Recession Signal Flashes Red [View article]
    The U.S has yet to adress its' fiscal crisis, the government is playing politics, and at some point, the bills will have to be paid.
    The printing presses will be cranked up again, the supply of Government I.O.U's will flood the market, and at some point, rates must rise.
    Higher rates, the U.S cannot pay its' bills, and the only reason the greenback has not fallen off the cliff is that there is no real alternative place for people to put their money.
    Corporations and Private Savings are at astronomic levels, no one is spending, the pile of I.O.U's are getting higher.
    War will break out in the Middle East, oil will hit $200 a barrel, commodity currencies will register sharp gains,Euro will not last.
    Small town Real Estate, no debt, 25% Gold, Australian and Canadian Dollars, Nestle's JNJ, PFE and CN
    (20% stocks for dividends and growth)
    Jul 22 08:05 AM | 1 Like Like |Link to Comment
  • Consider 40-50% Long-Term Equity Portfolio Allocation Towards Emerging Markets [View article]
    To make a statement such as this totally disregards the age and Financial Net Worth of the Investor, and also ignores their Risk tolerance.
    Emerging Markets can become Submerging Markets, 30% corrections are not uncommon.
    Personally, at 70 years of age and a High Net Worth experianced Investor, I hold no more than 10%, and those monies are long term for my Estate,hopefully in 20 years.
    Jul 19 09:34 AM | Likes Like |Link to Comment
  • The Retiree's Guide To Portfolio Management [View article]
    Not true, anyone with a $100 k and over $4,000 a month in Pensions, and No Debt can live just fine.
    A Mortgage free House can represent a lot of potential equity.
    Asset Allocation should look at the whole picture, High Net worth retirees can live off Bond Income.
    We don't live forever.
    Jul 15 02:58 PM | 4 Likes Like |Link to Comment
  • Buy The VIX For A 200% Gain [View article]
    The Euro will not survive, Germany will tire of propping up weak neighbours who they don't like anyway.
    2 The U.K will withdraw from the Eoropean community, they are not part of Europe and are getting fed up with Brussels dictating to them how to run their country.
    3Obama will win and the U.S Debt will continue to grow and compound, rates will stay low because U.S would collapse if they went up, debt will crush it.
    4.Cities will declare bankruptcies, Pensions will be reneged on, support services will decline to control costs, many places will become more dangerous as police and firefighters are reduced in size.
    5.Don't gamble, stay short term, Iran, North Korea, Iraq etc are dynamite waiting to explode.

    6Get debt free, small town, small piece of land,don't get confused by all the smoke,nothing is being fixed,just postponed.

    5.Don't ga
    Jul 1 03:04 PM | Likes Like |Link to Comment