I'm Howard

I'm Howard
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Smart enough to know there are others a lot smarter and not afraid to act on suggestions of others.

DIY, I take a rather differant tack on Investing, I will never be rich but will always be comfortable.

money is not money until it is actualised, until then it is just a Government IOU.

Graduate economist and dedicated Gold Bug.

Fine wines are for drinking, not collecting.
  • Description: Retiree.
  • Interests: Dividend stock ideas & income, ETFs, Forex, Options, REITs
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