Chance events determine your choices more than all the careful planning you do. So take advantage of chance events and opportunities. Take actions to follow the money, like sheep. Why? Because money is made on the buy. Opportune moments don't last long, if you hesitate, it is gone. The opportunities can come at any time, at any state of economy or stock markets. Sun Zi said: First put yourself beyond the possibility of defeat, and then waited for an opportunity of defeating the enemy. I am an active observer and participant in the financial markets for my own money.