Ray Lopez

52 Comments

    • A Long Housing Boom Won't Yield to a Brief Recovery [view article]
      Good repeat of the Miami Herald article. MH is a good paper. Jul 24 09:31 AM
    • Bill Gross: The Housing/GSE Bill Is Best Way Out of Credit Crisis [view article]
      PIMCO is largely pink and Keynesian, if you read their columnists. That's cool though, since I'm long in FNM, and believe that you should take what society gives you, though I am voting libertarian again this year... Jul 24 09:28 AM
    • Risk of Serious Meltdown in Spanish Economy [view article]
      Spain ranks #1 in the EU to employ the government as a percentage of GNP over the past 30 years. That is, thirty years ago the government (and taxes) in Spain were more like Portugal and Greece, but now they are more like Sweden. Don't you think Spain needs a "Ronaldo Reagan" to cut taxes? Oy! As for your plan to rezone land, that's very popular in many countries, but all that does is make houses more expensive to buy--it hurts consumers and helps developers. I say cut taxes, but fat chance of that happening in a socialist European country. Jul 20 03:13 PM
    • How the U.S. Financial Crisis Resembles Japan’s 'Lost Decade' - And How to Play It, Part II [view article]
      One thing about Japan-- it is not like the USA because they don't have a consumer culture (though, strangely, their percent of the economy that is services is still pretty high). What this means is this: as interest rates drop in Japan, people save more, not less, the opposite of the USA. That's why interest rates can go to zero and people still give their money to banks in Japan, and don't invest in stocks nor consume their savings. A big problem that has been remarked about in the past by academics. So I don't think Japan = USA. Jul 20 03:06 PM
    • Historic Financial Collapse Underway? [view article]
      I agree that FNM, FRE will not fail ("Freddies most recent numbers, they had .77% non performing mortages"). I enjoyed reading "Regina", a single black mother. How often do such people even post? A real rarity. I am long FNM, FRE and GLD, but agree with Regina that as a practical matter most people cannot afford these stocks, as they don't have money to play with. Good luck and happy trails to all... Jul 20 03:03 PM
    • Banking on Bailouts: How Many IndyMacs Are Out There? [view article]
      Bring back free banking. Get rid of FDIC insurance. It only encourages "hot money" to go to badly run banks. Moral hazard. With my plan, interest rates will go up, and so will savings, is that a bad thing? Jul 13 07:18 PM
    • Rescuing the Drowning: $15B on the Way to Freddie and Fannie Mae? [view article]
      Why should the government bail out an entity not yet in trouble? One estimate on Friday was that housing had to decrease by another 30% before FRE, FNM were undercapitalized. This is another ploy by regulators to get glory or more responsibility, which means a bigger budget. They should be resisted. Yes I'm long. Jul 13 07:03 PM
    • China's Impending Financial Crisis [view article]
      Very interesting article. It implies 2 or 3 years from now the USA will still be in recession. It could happen, as happened in Japan in the 1990s. Jul 13 09:32 AM
    • China's Impending Financial Crisis [view article]
      Very interesting article. It implies 2 or 3 years from now the USA will still be in recession. It could happen, as happened in Japan in the 1990s. Jul 13 09:32 AM
    • 12 Observations on Residential Housing [view article]
      Shouldn't rental prices be stable with so many people not buying homes? May 01 10:34 AM
    • Get Out of Commodities - Barron's [view article]
      Just the facts:

      1/ Stock, commodities are a RNG (random number generator)

      2/ As the world population increases by 50% over the next two generations, barring some new miracle of science commodity prices should go up

      3/ We are not in a recession (yet), just a slowdown

      4/ The experts, who often play with OPM (other people's money) are no more right or wrong than the peanut gallery

      5/ A good point made by the article--in fact overlooked so far in these comments--is that the smart money is betting, short term, on a commodities price decrease. Another sign the US may be entering a recession (but not yet in one).       Apr 04 09:06 PM
    • Wal-Mart Remains Undervalued [view article]
      Everybody talks about low prices at WMT, but at least in California, there prices are not that low. I think it depends on the zip code. Mar 08 05:19 PM
    • Collapse of the Yield Curve [view article]
      I agree with 300mph--this is a classic steepening of the yield curve--good for money lenders. Mar 05 10:53 AM
    • A Beautiful Mind: Microsoft over Google [view article]
      I have to agree with Roggg--this article was all fluff and no substance. And I'm a MSFT shareholder. Feb 25 06:01 PM
    • Is the Chinese Stock Market Headed for a Correction? [view article]
      "I have no idea when a correction will come, but just keep an eye out for one."

      This was a good call. It would have been even better had it added "...and a likely correction could occur on or about February 28, 2007", but you can't have everything.

      As the Mandate of Heaven says (echoing Tallyrand) "Nothing succeeds like success".       Feb 27 05:46 PM
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