I am an individual investor. My professional background is in the finance area. I have managed my own investments for over 30 years. For most of that time, my focus was on portfolio building using individual stocks. About 5 years ago, I shifted my focus to investing via ETFs. I have found that this has greatly simplified my investment style yet simultaneously increased the scope and diversification of my portfolio.
I firmly believe that the benefits of investing, and the market, should be understandable and available to everyone, including individuals who may have little or no financial background. My hope is to explain concepts simply, taking much of the mystery and accompanying fear out of the process. I look forward to enjoying the journey with everyone who decides to follow me, and hope I can make a difference in someone's life.
In addition to my blog, you can find me at:
Bert Hochfeld is a convicted felon and former hedge fund manager. He was convicted of mis-appropriating funds from his hedge fund in 2012. .Bert started his business career at IBM working in the areas of product planning and pricing after completing military service Bert worked for IBM in the late 1960's and early 1970's before he took as a post as head of sales and marketing for Memorex Telex and worked there for most of the 1970's until he joined Raytheon Data Systems in a similar capacity in the 1980's. Bert briefly became a real estate developer in the Boston area before joining BMC Software as a product planning director in the late 1980's and early 1990's. Subsequent to that he entered the brokerage business where he became an enterprise software analyst, first at Louis Nicoud and then at Josephthal.&; Co. After Josephthal closed Bert started his own independent research consultancy specializing in enterprise software, storage and IT outsourcing. Bert also ran a small hedge fund. After his arrest and conviction, Bert closed both of those ventures and have been on a sabbatical the past few years. Bert currently manage his own money and those of a few close friends. All of these investments are in tech and we also take positions in small start-up ventures. ..
Investing has always been my passion. I bought my first stock as a teenager almost 30 years ago. I am an advisor to Jomaih Holdings, while managing an investment partnership in which a significant portion of my net worth is invested alongside other investors. Inspired by Warren Buffett's teachings I have recently decided to embark on an adventurous venture to discover the world’s best businesses, businesses that by virtue of their superior business model, brand excellence and capable management, possess a demonstrable and durable competitive position allowing them to compound earnings and cash flow per share at an extraordinary rate today and far into the future. Please bear in mind that these magical companies are not easy to find, nor cheap to buy, and the strategy requires a predisposition on behalf of the investor to seek long term alpha as opposed to short term speculative returns. As Buffett says: "Time is the friend of the wonderful company, the enemy of the mediocre". In the context of a long term horizon and an industry agnostic basis, I seek out companies that: - are high quality, easy to understand businesses, with leadership positions in their industry; - are likely to be around ten or fifteen years from now and not particularly exposed to obsolescence risk; - have a sizeable moat or sustainable competitive advantages and an ethos that seeks to enhance that advantage over time; - depict margins that are not only better than the average American business but are also stable and/or improving; - demonstrate a consistent track record of generating high returns on equity and invested capital; - exhibit sustained operating leverage as well as durable economic goodwill – this is a measure of how capital efficient a business is, and what I believe to be the single most important factor and the secret ingredient behind Buffett’s long term investment success; - produce copious free cash flow; - possess a strong balance sheet; - are preferably owner operated or at the very least run by shareholder friendly management teams with demonstrable capital allocation talent; - have a strong likelihood of continued growth The final and perhaps the most important piece of the puzzle is of course price. Companies that fulfill the above criteria are a rare breed and are unsurprisingly seldom priced cheap. Personally I subscribe to a mantra that I call “quality at a reasonable price”. Remember time, not timing is the key to successful long term investing!
David J. Waldron is a Seeking Alpha Performance Award winning author. Check out his popular article series exclusively on SA: Value Investing for Main Street, where investors learn to achieve potentially superior returns to the titans of Wall Street with limited capital, lower costs, and less risk.™
My investment strategy is built around the creation of an income stream that will provide me with long term flexibility. I believe there are many ways to accomplish this goal from buying stocks that have an income component at value, to cash flow generating real estate investments to bond and bond equivalents. Each investor must know where they're trying to get to, then create a formula that works best for them. I choose to focus on income because it allows me to sleep more comfortably.
As I'm a long-term investor, I'll highlight some stockpicks which will have a 5-7 year investment horizon. As I strongly believe a portfolio should consist of a mixture of dividend-paying stocks and growth stocks, my articles will reflect my thoughts on this mixture.
A young individual investor from Europe with a focus on building a dividend growth-oriented portfolio to achieve financial independence within the next two decades. I write primarily about US and European dividend stocks.
I obtained my CPA in 1990 and became a CFA charter holder in 2000. I consider myself an expert in Quantitative and Qualitative analysis and have extensive experience in Technical Analysis. I also have a deep interest in stock market history and hold degrees in Economics (BSBA) and Management Information Systems (MBA). I have been actively involved with investment analysis and investment management since 1985 but have been a student of investing since the 1960s. I owned my first individual stock position while still in high school. I am a student of Benjamin Graham and Warren Buffett. I have achieved a uniquely diverse experience from multiple careers that has allowed me to develop a broad perspective enabling me to look at the big picture of macroeconomics all the way down to the retail unit or factory floor. In my youth I was in retail, then served in reconnaissance during my tours in Vietnam. I have been a blue collar, union worker in a factory and a manager in services, hospitality and transportation as well as a manager of professional staffs. I have more than 20 years of experience each in both public and private sectors. I have personal points of reference that many analysts will never have. I bring more to the table than just the theories and models I have studied or built. To understand more about my investing philosophy please visit my blog on my website.
I am the Chief of Operations at Wolfram Solutions, the consulting arm of the large privately held software company, Wolfram Research. I manage teams of programmers developing custom applications for business and, government, applying advanced analytic methods to practical challenges. I played a major role in the development of many of the financial features of Mathematica and Wolfram|Alpha. I have been at Wolfram for over 15 years. My academic background is in the social sciences and analytic methods in the social sciences, including finance, economics, statistics, modeling, simulation, and operations research. I studied at the University of Chicago, both undergrad and grad. I am also an individual investor with 30 years experience, mostly using mutual funds and fundamental analysis, plus specific investments in the financial sector. My contributions on Seeking Alpha focus on the financial sector and monetary economics, and what analysis of those areas can tell us about other macro trends. I also discuss portfolio theory, formal methods in finance, modeling and simulation of financial prices and economic time series, government statistical releases, financial regulation, and monetary policy.
Gary is an engineer with a M.S. in optical engineering, and 39 years of experience in high technology project management and systems engineering. His current interests focus on the years just before and just after retirement. He focuses on the mining and oil/gas sectors, corporate bonds and bond ladders, dividend growth investing, and a balanced investing philosophy.
INDEPENDENT Financial Advisor / Professional Investor- with over 30 years of navigating the Stock market's "fear and greed" cycles that challenge the average investor. Investment strategies that combine Theory, Practice and Experience to produce Portfolios focused on achieving positive returns over a period of time. Providing advice in helping to avoid the pitfalls and traps that wreak havoc on your portfolio with a focus on Income and Capital Preservation.
I manage the capital of only a handful of families and I see it as my number one job to protect their financial security. They don’t pay me to sell them investment products, beat an index, abandon true investing for mindless diversification or follow the Wall Street lemmings down the primrose path. I manage their money exactly as I manage my own so I don’t take any risk at all unless I strongly believe it is worth taking.
Blogging here on SA is part of my research. I write to find out what I think.
I invite you to join the family of satisfied clients send an e-mail :firstname.lastname@example.org
Full time investor for my retirement savings and investment portfolio. Long MO, JNJ, UNH, MDT, ABBV, WMT, WBA, JPM, KMB, SBUX, COP, XOM, CVX, CMI, BUD, STZ, MCK, MCD, HON, NOC, LMT, BA, MMM, SNA, UTX, MAIN, OAK, KKR, OHI, HCP, ARI, PTY, PSEC, TCRD, TCAP, KMI, SCG, FL, UNP, M, V, HD, BLK, BX, BAC, AAPL, SWKS, FB, CELG, ODFL, BABA, VZ, T, PANW, EW, MNK, MYL, IONS, SDRL, PACD, MEMP, AGN, OA, PCLN, GOOGL, UA, KHC, HPT, PPG, IP, GOV, STWD, ETP, SKX, BMY, PFE, CSCO, SJM, PDI, NRZ, ARCC, CVS, HAR, PWR
Americano: what are we doing? Quote: "It is well enough that people of our American nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning."
Disclaimer: My articles and comments do not contain investment recommendations or personal investment advice to any specific person for any particular purpose. Any article or comment is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action. Do your own research or obtain suitable personal advice. You are responsible for your own investment decisions. Any information I publish is not a recommendation or solicitation to buy or sell securities, nor am I a registered investment advisor. Investing carries risk of loss and is not suitable for all individuals.
Institutional investment manager authoring on a variety of topics that pique my interest, and could further discourse in this online community. I hold an MBA from the University of Chicago, and have earned the CFA designation.
My articles may contain statements and projections that are forward-looking in nature, and therefore inherently subject to numerous risks, uncertainties and assumptions. While my articles focus on generating long-term risk-adjusted returns, investment decisions necessarily involve the risk of loss of principal. Individual investor circumstances vary significantly, and information gleaned from my articles should be applied to your own unique investment situation, objectives, risk tolerance, and investment horizon.
I am currently an undergraduate student majoring in Finance and Computer Science. I plan on writing articles with a focus on growth companies and the TMT sector. I have been investing for four years now primarily in REIT's and Tech companies where I have outperformed respective indices and the S&P500 as a whole.
To view a historical list of all the companies that have been the subject of my articles, please follow the link: https://docs.google.com/spreadsheets/d/170rHmTxaaFpcXyGFWiwYXn8py0g8m67eL10G-LVisxo/edit?usp=sharing
In the spreadsheet, you can have the ability to assess my track record and performance.
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I could provide some info about my investment background and history, but I don't think such details matter much. Instead, I'll provide a true personal story that captures my view on the pursuit of stockpicking alpha:
At the completion of my first year as a starting pitcher in Little League, I had an undefeated pitching record and top strikeout tally. Nobody could hit my curve ball. I was admired by the league's coaches and my peers alike. The next year, my hubris caused me to ruin my arm throwing far too many curve balls, thus ending my baseball dreams. Meanwhile, my best friend in Little League diminished his early success because he never threw curve balls. His parents wouldn't allow it. In spite of his early disadvantage, he ended up an MLB All Star and World Series winning pitcher. Most kids have big, improbable dreams. Yet I've known only one person who actually achieved his big childhood dream. What does this have to do with investing?
In the investment world, there are constant displays of confidence and bold claims of superior methodologies, yet I've still not found one nonprofessional investor who could prove that he had beaten a benchmark index for over a decade. Like my Little League success, nearly all investment outperformance reverses course. I believe that the odds an investor will beat an appropriate benchmark for an entire lifetime are no greater than a Little Leaguer becoming an All-Star with a World Series ring.
The Market News tracker is my favorite part of this website. Otherwise, I see the website mainly as a social media venue for aspirational stock hobbyists & advisors who are 110% certain that they're endowed with special investing skill. Never mind that almost none can provide a meaningful, long-term record of outperformance. Fortunately for the authors, the website is very supportive. Comments critical of articles are often removed, and bloggers can trumpet good luck and misremember blunders without troublesome fact checking. The unconditional love enables bloggers to achieve popularity with skillful self-promotion, gravitas, and a likable persona. An ambitious subscription stock-tip blogger would be well advised to study the techniques of Tony Robbins and Deepak Chopra rather than Warren Buffett and Ben Graham.
"You make more money selling the advice than following it."
Individual investor focused upon a limited number of diversified stocks. Seeks stocks selling below fair value; favors dividend growth. Advocates fundamental investment analysis, supplemented by the technical charts. Options strategies primarily employed to generate additional income or hedge risk.
I'm a german investor mainly investing in solid dividendstocks, which are supposed to provide future income from dividends.
One could say I have been investing all my life, putting money to work in a savings account even as a child.
In 1998, trusting an investment advisor, I invested my savings in some stockfunds, which did well in the beginning.
Needless to say, that in 2000 those were all slammed big time, when the Tech Bubble burst.
That taught me the hard way about when not to invest in stocks...
It wasn't until the financial crisis of 2008/2009 that I started to invest in individual stocks.
The plan was to buy low and sell with big capital gains.
I made about 30% in a couple of weeks and sold stocks which would today (2015) be worth more than 3 times what I paid for them.
That's how I learned to buy stocks cheap and if all goes well to never sell.
The only stock I still own from that time is KO, which I have never regretted buying and will most probably never sell.
Today I only buy stocks when I consider them to be cheap.
90% of my investments are big companies located in the USA, UK and Germany, and I consider all of them to be solid dividendpayers.
In the US, I am currently fully long: JNJ, UNP, CSCO, MSFT, ORCL, TROW, ADM and MGNA
In Germany, I am currently fully long: BASF, Munich Re and Henkel
In France, I am long ENGI
In the UK, I have full positions in BHP, RDSB, Unilever.
In my professional life I am a senior equity analyst. In this role I am responsible for analyzing European listed companies and their peers on strategy and financial performance. In addition, I execute research in the field of finance and investing. I am especially interested in (back) testing the risk and rewards of value strategies.
I have completed several Master programs in the field of economics and finance, and I am a Certified European Financial Analyst (CEFA, this is the European equivalent of the CFA). Although I learned a lot and these studies form the basis of my knowledge and skills, many of the subjects were quite theoretical and not of much use for investing in practice (I had to learn the Greek alphabet to grasp all the unnecessary complicated math formulas…).
However, in one program at Columbia Business School (Value Investing) I learned about the simplicity and power of the value approach (invented by Benjamin Graham and further developed by Warren Buffett/Bruce Greenwald). So in my articles I will usually use the value approach to describe what I see as attractive or unattractive investments.
Personally I have been investing in equities for over 15 years and I focus primarily on value stocks that are listed in Europe.
Ian’s Insider Corner research focuses primarily on long-term dividend-paying companies with stable and reliable growth, stocks suitable for individual retirement accounts. Ian also looks for “niche” shorter-term trading opportunities, and coverage. During the 3-years Ian worked at Kerrisdale Capital, the New York-based activist hedge fund had great success exposing fraudulent companies. Kerrisdale Capital returned almost 200% in 2011, and more than 300% in total. Ian Bezek offers in-depth coverage of all the stocks in his “IMF” portfolio.
Some information about my investing:
* I have been investing my own money (and managing it myself) for over two decades now. I would never let anyone else manage my money and neither should you.
* My portfolio is structured as a "High Yield Strategic Income" portfolio. The portfolio has evolved over the past 20 years. All distributions are reinvested.
* I make every attempt to tell my fellow investors what they "need" to hear, not what Wall Street and the main stream media think you "want" to hear.
* "Past performance definitely does not guarantee future results". With that said it amazes me that for most investors of dividend stocks, the best they can do is invest in all the same exact S&P company stocks by largest market cap.
* Educate yourself about what people really earn in this country:
Then ask yourself: "How is it possible most people the US can "appear" to be so wealthy?"
It is a starting point to cut through the deception that is the main stream media and Wall Street salespeople.
Also: Everyone no matter what age should watch "Money as Debt"
A personal note:
Our family are active charitable donors to
* The Children's Hospital of Philadelphia
* St. Jude's Children's Hospital
* Ronald McDonald House
These institutions provide valuable services to children and veterans in need. I know this from personal experience. If you are able, please donate a little something every month to each of these organizations. Thank you.
I approach investing as a social theorist and a cultural historian. As a result, I am a contrarian. Studying the history of financialization, I have to agree with value investors like Seth Klarman, George Soros, and John Quiggin that markets are ultimately inefficient. However, I am not an orthodox value-investor. I believe in diversified strategy so as to insure maximum gains while maintaining a "margin of safety." Understanding that markets will operate inefficiently, I sometimes find "playing the greater fool's game" will yield nice short term gains. I have been investing for five years and have had proven results. I offer unique insight on fundamentals that most analysts do not consider.
Cornelius Vanderbilt has done more than any other man to shape our idea of investing. He was the ultimate contrarian. As an investor he looked for both value and risk. His approach to markets is complex and contradictory but can be learned from.
B.A., NYU Gallatin School
M.A. CUNY Gradatuate Center [in progress]
I started a twitter. https://twitter.com/matt_finston
I am a Software / I.T. Specialist by education, a Writer by vocation, and a Shares and Stocks student by natural affinity. My innate investment technique and outlook gravitate heavily towards Value Investing. I try to 'measure twice' and, relatedly, my stock-picking style is fairly conservative. I am most interested in Metals & Mining and all Food-related Industries but whether or not I'm any good at it is not for me to say. (I am unpretentious and frank and, therefore, do not like using the third person when writing my own bio.)