Retired and part time value investor. Thirty years of commercial real estate valuation experience. Have been managing my personal stock portfolios for last 15 years. Results have been about the same or slightly better as SP 500. Trying to learn and improve. Hold about 1/3 of portfolio in bonds, 1/3 in ETFs, and 1/3 in individual stocks with a concentration in small cap value companies. My typical holding period for individual stocks is 6 months to 5 years. Not a market timer or trader.