youngolf

The Leading Cause of Personal Bankruptcy

I worked in our health ins system for 20 years. It is a system gone mad. And with $17 trillion floating around? Don't you think it is floating into a lot of pockets of powerful entities that will do anything to stop change? If not, you are very naieve.

Imagine being 68, with no medicare program. What would our wonderful private for profit insurers, who are just trying to help us meet the challenges...do then?

Someone in power has to rise above it all and force change. There is a ton of money against it, but we need it for all citizens, and now.

The Declining Usefulness of Debt

As someone who 'sold' large group health insurance plans for insurers since the 1980's, I saw the squeeze these constantly rising premiums put on employers. I foresaw them cutting older workers (who raised their risk factors), I foresaw them moving to part-timers, contract workers to avoid having to cover them, etc, etc. I cannot emphasize enough the 'sucking sound' of taking capital out of production and sending it to medical care - across all society.
The insurer did not care, the medical community wanted more and more, and the capitalistic system, although funding all the new tech gadgets to keep us alive, is now unaffordable....hence 50M uninsured.
Worse, the individual frets over starting his own business because he must come up with $$$ just for 'insurance' against potential illness that could bankrupt him.........and so goes to work for the 'corporation'. And we all know how inefficient the corporation is, especially the large ones.
The outlandish, uncontrolled cost of medical care is the behind-the-scenes drag on our economy. But our wonderful legislators ALL have themselves taken care of. And in health plans that we pay for for them, that we cannot access ourselves. This must be changed.

Is America on a Downward Slope?

Once again, and yet again, I state based on experience of 20 years - you always have to locate the underlying problems (not 'challenge', by the way, hate that word), that are the root cause of the issue...of productive citizenry..........thi... being the majority gravitating to work for the 'corporation', 'government', or 'large employer' (versus producing as an individual) due to the need to be 'covered by health insurance'.

Our asinine health insurance system has choked individuality for over 25 years.......yes, your providers will come after you if you can't pay.......as we've let it run out of control......17% of GDP for God's sake.

"I need a job where I can get coverage I can afford for my family". "I'll get a job punching into a keyboard all day, not actually making anything or providing any real service".

Yes, we need government to control greed. We need access for all, taxed fairly, so that we can get out from under the yoke of having to work for the big man, or the fear of medical bankruptcy, in order to get the best bennies!

Or......give me the same plan that I pay for that the gubberment workers enjoy......the Federal Employee Health Plan!

McCain's Economic Advisor Says "Recession Is Mental"

Simply goes to show why Congress is a do-nothing. These people are so far removed from average life, they know not what is actually going on. The Senate gym, receptions at the White House, thats all they care about.
We need leaders from somewhere, please God.

Short Week Was Plenty Painful

Thanks for the charts also, but please, not so much verbage on what 'we already know'. Don't like spending time reading experts telling me just what happened like I have been on another planet. E.g., the sun did rise today as expected.