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jmrathbun

jmrathbun
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  • Axion Power: Out Of The PIPE And Into The Light - Part II [View article]
    Price seems a bit more buoyant this week.
    Mar 8 03:31 PM | 1 Like Like |Link to Comment
  • Axion Power: An Extraordinary Nano-Cap Opportunity [View article]
    I'll say this for Ford Prefect: he's read Douglas Adams. The rest of you better get hep! <s>
    Mar 2 02:56 PM | 2 Likes Like |Link to Comment
  • Retirement's 4% Rule: Surprising Answers You Need to Know About the Inflation Factor [View article]
    " Hi jm, Does the softwware treat dividends separately or just as part of total return?"

    ESPlanner (with which I have no connection except as satisfied user) allows you to input your own assumptions about total return and other relevant factors. I have mostly used their defaults. Here's a page of sample output from their 76-page report:

    Nominal Rate of Return on Regular Assets 0.00%
    Nominal Rate of Return on John's Retirement Accounts 6.00%
    Nominal Rate of Return on Barbara's Retirement Accounts 6.00%
    Assumed Inflation Rate 3.00%
    Year Inflation Rate will Change N/A
    New Rate of Inflation N/A
    Two Can Live as Cheaply as 1.6
    Transactions Cost in Selling Homes 6.00%
    Maximum Indebtedness 0
    Load on Life Insurance 15.00%
    Load on Annuity Insurance 15.00%
    Who will file and suspend? Neither
    Age John Collects Social Security Retirement Benefits 66
    Age Barbara Collects Social Security Retirement Benefits 66
    John's Age of Last Retirement Account Contribution 62
    John's Age of First Withdrawal for Retirement Accounts 63
    John's Age of Last Withdrawal for Retirement Accounts 90
    Barbara's Age of Last Retirement Account Contribution 61
    Barbara's Age of First Withdrawal for Retirement Accounts 62

    Recent market returns have been much better, of course, so I've seen my disposable income climb considerably in recent years. If interested, I would suggest you visit their website: http://www.esplanner.com
    Feb 23 09:45 AM | Likes Like |Link to Comment
  • Retirement's 4% Rule: Surprising Answers You Need to Know About the Inflation Factor [View article]
    An interesting alternative view is found in the book "Spend 'til the End" by Lawrence Kotlikoff. His analysis is much more liberal in its implications for how much one can safely withdraw under conservative assumptions. The latest market debacle somewhat modified his assumptions, however. I use his software, Economic Security Planner, quarterly to calculate how much I can withdraw for current expenses. It allows you to input your own assumptions about markets, inflation, taxes, Social Security, and so forth. Then it does all those nasty calculations in a flash. Monte Carlo analysis is available. I started using this tool in 2008 and have been satisfied with subsequent developments.
    Feb 16 10:28 AM | Likes Like |Link to Comment
  • Axion Power: An Extraordinary Nano-Cap Opportunity [View article]
    Nervous nellies can afford to wait for a new 52-week high, imo, but I would suggest having your powder dry and the match burning!
    Nov 17 08:49 AM | 1 Like Like |Link to Comment
  • Axion Power: An Extraordinary Nano-Cap Opportunity [View article]
    Gee, having a big fan of Axion in the driver's seat at ePower sounds pretty juicy to me!
    Oct 15 11:20 AM | 11 Likes Like |Link to Comment
  • Ingles Markets Could Be In Play After Harris Teeter Acquisition [View article]
    Ingles is usually the most attractive grocery in its community and also has very competitive gasoline prices.
    Jul 11 07:36 AM | Likes Like |Link to Comment
  • Anti-Hype In Lithium-Ion Batteries Foretells Doom For Electric Cars [View article]
    Then there are concerns among paleo-purists (like Nora Gedgaudas) about EMF emissions from electric and hybrid vehicles as possible (she would say probable) health hazards.
    May 30 09:37 AM | Likes Like |Link to Comment
  • 3 Steps To Winning In The New Bull Market [View article]
    Currently I'm "all in" for growth. Wish me luck!
    Feb 18 09:46 AM | Likes Like |Link to Comment
  • Why Silver Is As Good As Gold In A Monetary Collapse [View article]
    I've read similar discussions for decades. Back in 1999 I bought 100 oz of gold Maple Leaf coins at $300. Recently I sold them around $1500. I wouldn't be surprised to see similar opportunities during future inflationary cycles.

    Perhaps I missed it, but I don't recall anybody talking about physical silver and gold as "insurance". As part of a portfolio, they can offset the effects of inflation on bond values. In your physical possession, gold and silver coins might just save your from starvation if there's a massive loss of confidence in paper currency.

    You can't eat bits and bytes, but gold and silver coins will still buy food from somebody!
    Feb 1 09:28 AM | 2 Likes Like |Link to Comment
  • Successful Retirement Investing: 4 Keys To Your Success In 2012 And Beyond [View article]
    1. Don't fight the tape!
    2. Don't fight the Fed!

    (not original wisdom)
    Jan 19 09:50 AM | Likes Like |Link to Comment
  • David Nadel Positions For 2012: A Smorgasbord of Global Small Cap Champions [View article]
    @David: How do you like AABvf?
    Jan 2 09:57 AM | Likes Like |Link to Comment
  • European Impact On U.S. Equities Is Overstated [View article]
    It concerns me that current US leadership seems to be mostly chosen from academia rather than people who have ever had to meet a payroll.
    Dec 17 10:05 AM | Likes Like |Link to Comment
  • Bernstein And Ricardo Report: Cheap Will Beat Cool In Vehicle Electrification [View article]
    John --

    Thanks for all the work you put into these blogs! I hope your interest in AXPW will richly reward you RSN.

    Re stop-start: an important side effect may be less pollution near freeways and in cities generally. Automotive engine pollution is apparently an important cause of mental subnormality for infants and older people, so this will not be a trivial benefit.

    But I wonder if this discussion "misunderestimates" the potential effects of fracking driving down the costs of energy production from fossil fuels. What do you think?
    Nov 26 10:31 AM | 1 Like Like |Link to Comment
  • Weighing The Week Ahead: Real Progress In Europe? [View article]
    What is a "DMA" in your chart? How do you establish a "trading range" off only one peak?
    Oct 23 11:09 AM | Likes Like |Link to Comment
COMMENTS STATS
27 Comments
33 Likes