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My business career encompassed 21 years in banking and 18 years as a self-employed business consultant. Hard work and a lot of luck during my working years allowed me to retire early. I don't take many risks with my capital. I'm an options and equities trader and I follow a disciplined approach that's consistent with solid risk management practices. I don't take myself too seriously and I like to laugh. Perhaps that's one reason why I choose Mr. Bear as my Seeking Alpha avatar!
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