I am primarily a buy and hold dividend growth investor. I invest for current income. I spend the money. I'm retired, have served on boards and have some alternative investments in finance industry startups. My professional entrepreneurial expertise is in the realm of software. I sometimes invest opportunistically. When the muni market crumbled in 2007, I was a buyer. When the stock market crashed in 2009, I was a buyer. Around that time, I learned about dividend growth investing, the Dividend Aristocrats, and the CCC list. I held on to the dividend stocks I bought in 2009 and curated a DGI portfolio from 2010 onward. I have another portfolio that is professionally managed. It is a value oriented portfolio with a buy and hold philosophy. It has very little turn over, respectable growth, and throws off dividend income. I have yet another portfolio at Goldman Sachs. I'm winding it down, but it will take years for the alternative investments to close out. I won't invest in mutual funds, bond funds, or indexes. For different reasons, no REITs or BDCs, no MLPs, ETFs, or options. I travel, hunt birds when I can, enjoy photography, mountain bikes and road bikes, and write about food and wine for a print magazine.