Accounting degree from SUNY , Vietnam Vet and retired Army (Infantry) Major (Active Duty and USAR) . Retired Dept of Defense Supervisory Auditor and now full time (pending spouse approval on a recurring basis) Trader. However I am mainly a DGI investor, but into total return w/ minimal dividends in my taxable portfolio and trading account. I am no market wizard, as the Market has been a humbling mistress. However despite missteps I have been able, over 4 decades, to build a 7 digit portfolio. Stocks, Real Estate, and gas leases (these 2 were stumbled upon just as I am a bumbling handy man and an avid outdoorsman) have blessed me beyond my humble expectations. Over the past few years I have enjoyed the wisdom of Chowder, Dave C., Rose, George A., DVK, Chuck C. and countless others who I look on as inspirational ,filled with common sense.