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techy46

techy46
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  • Dividends Don't Matter In Retirement Either [View article]
    Very simplistic opinion about investing. Dividends do matter both before and after retiring. I've made as much or more on dividends and interest over the last 10 years as I've made on appreciation. You should also preface to not include BDC, CEF, MLP or mREIT and REIT investments. FSC (NYSE:BDC) pays 10% and I could care less about appreciation, GDV (NYSEMKT:CEF) pays 5.5% and as generated appreciation equal to the S&P 500. An equity of paying increased dividends while also growing is a very good indicator of growth for shareholders sake and not just growth for growth's sakes.
    Jul 17 12:05 PM | 26 Likes Like |Link to Comment
  • Perspectives On Friday's Sell Off [View article]
    It's already a 4% correction for the Dow and a 3% correction for the S&P. Is this the 5% correction that would normally occur or will it turn into a 10% correct? I'm more inclined to think that earnings will not support the S&P PE so we're going to see a correction and then sideways into the end of next quarter while China and emerging markets stories play on. More of the same could easily turn into a Sell in May or earlier year. Watch out if Apple earnings disappoint!
    Jan 24 05:43 PM | 23 Likes Like |Link to Comment
  • Apple Pay - Nice But Not A Big Deal [View article]
    I thought Apple Pay was what Apple fans did each year to get their next phone?
    Sep 14 12:56 AM | 18 Likes Like |Link to Comment
  • Why Nokia Will Go Higher [View article]
    Nokia's a $4-5 stock waiting for a good quarterly report demonstrating that their turnaround strategy of cutting the fat and relying in Microsoft's Windows Phone 8 software is working. If Nokia sells 3-5m Lumia's in Q4 2012 along with increased Asha sales and other divisions perform well then Nokia will become at $6-8 stock selling at $4-5. If the same progress is made in Q1 2013 and Nokia's mobile device product lines continue to improve and sell successfully then Nokia will have a really, really good 2013.
    Nov 26 11:20 AM | 17 Likes Like |Link to Comment
  • Intel: A 'Buy' However You Look at It [View article]
    PC sales are actually going to increase at 10% and 14% for the next two years. Tablets sales are only going to equal 10% of PC sales and it's hard to judge how many are lost PC sales.

    If 40mil tablets ship in 2011 that's 10% of the projected 388mil PCs that'll ship; which are up 38 mil from 2010. If 60mil tablets ship in 2012, a 50% growth, that'll be 14% of the 440mil PCs that'll ship; up 52 mil from 2011. 100mil tables vs 828 mil PCs or 12% tablets. Growth in PCs (90 mil) equals 90% of the total tablet market by end of 2012. As Intel said at CES 2011, our hair isn't on fire! If Microsoft had 20% of tablets by end of 2012 or 20 mil units it would mean only 2% increase vs PC sales. The tablet market isn't going to be significant compared to the PC for at least 3-5 more years. Who cares about 40 or 60 million tablets for now. Maybe by 2013 or 2014 the numbers will be significant. All the quote analysts are just trying to drive up shares of tablet vendors because that's what they're long.
    Mar 4 10:51 AM | 17 Likes Like |Link to Comment
  • Nokia: A Bad Situation Turning Worse [View article]
    Well, your article is full of generalizations, pessimism and half truths. Nokia's been downgraded to junk status, no, Nokia's bonds have been downgraded to less than investment grade. Investors would be better of waiting until end of Q3 or Q4 2012, no, the idea is to buy low and sell high, not to wait until it's recovered 50% before buying. Acquisition or bankruptcy for 2012 or 2014. Those are exact opposite outcomes so which is it? If it's acquisition backing up the truck to the loading dock might be a good move. The enterprise value is more than $6 billion less than the market cap. The market cap is currently 3.7 times $3 or $11b so you say the enterprise value is $5b. Nokia has about $4.5b cash net of debt and a ptent portfolio worth around $7b plus fixed assets of $1-2b. So Nokia's currently selling at or a little below book value.
    Jun 10 08:54 AM | 15 Likes Like |Link to Comment
  • The Day I Sold Everything: Questions Answered [View article]
    for every seller there's a buyer and that's a market!
    Jul 27 08:33 PM | 14 Likes Like |Link to Comment
  • Gold plunges 2.2% in biggest daily drop of 2014, miners sink [View news story]
    Lets see how the inflation and world political picture evolves for the rest of 2014 before we toss out gold. The democrats are going to get beheaded in the mid term elections and we could see a black swan event in the Middle East at anytime.
    Jul 14 11:40 AM | 14 Likes Like |Link to Comment
  • Why Buying A House Is A Terrible Investment [View article]
    The author really needs to perform an objective financial analysis with various market examples over time rather then making broad subjective comments. If you rent, you pay the owner for all the costs including interest on capital, insurance and taxes on the property you occupy. If you buy, you invest the principal portion of your payments and also pay interest, insurance and rents. There fact that a portion of your ownership rent becomes invested capital that realizes increased value by inflation is a primary ownership benefit. Secondly, when you are no longer working it pretty nice to own a home free and clear except for insurance and taxes. Retiring with a paid off $500,000 home and $1,000,000 in the bank isn't a bad dream.
    Jun 16 12:48 PM | 14 Likes Like |Link to Comment
  • Reviewers Love The Nokia Lumia, So Why Did The Stock Tank? [View article]
    Hypothesis F - Hedge Fund Shorting

    The hedge funds knew that there had been a huge run up in Nokia's PS from $1.63 to $3.25 on August 27 and it was ripe for disappointment. The Hedge Funds, most very long on Apple, cannot afford to have Nokia pour sour sauce on Apple's iPhone5 party on September 12th. Mitrado is right that NOK (NOK1V in EU) was heading down before the presentation even started and then every excuse was used to push it further with momentum leading the way down. Not to worry, the Lumia 920 shows everyone that Nokia innovation, Microsoft's WP8 and an expanding ecosystem is now ready for Windows 8 tablets to complete the strategy. Nokia's stock is on sale again.
    Sep 6 02:34 AM | 14 Likes Like |Link to Comment
  • Is Windows An Ecosystem In Decline? [View article]
    Author - Microsoft's (MSFT) latest update to Windows 8.1 represents a wholesale retreat from the tile-based Modern UI, returning Windows to its desktop roots.

    That's a blatantly wrong statement that demonstrates an anti-Windows bias which the rest of the article goes on to support. First, one billion Windows users where very accustomed to the Desktop and Start Menu and expressed their dislike over Windows 8's 180 degree shift to a touch based metaphor. However, anyone that's used a W8 touch enable PC or WP smart phone can attest to the fact that the Modern UI is really a pleasure for touch based devices with Active Tiles going beyond both Android and iOS in ease of use and information feedback.

    Windows 8.1 makes huge steps in delivering one OS that adopts to both mouse and keyboard use as well as touch screens. In fact, it solves almost all of the classic user complaints while preserving the Modern UI progress for touch screens.

    Windows Phone 8.1 goes even further and is now receiving glowing reviews even by the traditionally prejudice Android and Apple analysts.

    Read here

    http://bit.ly/1gx73WG
    Apr 14 02:02 PM | 13 Likes Like |Link to Comment
  • Bottom In Gold Likely To Be Below $770 [View article]
    I disagree with the author's logic. Using the same logic the value of the USD would be worth less then the 6 cents it costs to produce! So your $1200 you pay for an ounce of gold is really only worth $72 which is about twice the $35 gold standard the US once supported.
    Feb 23 08:46 PM | 13 Likes Like |Link to Comment
  • Microsoft offers conservative revenue guidance, cuts spending forecasts [View news story]
    Maybe somebody should give Steve Ballmer a little credit?
    Jan 23 06:44 PM | 13 Likes Like |Link to Comment
  • Nokia Sum-Of-Parts: Not Cheap Enough [View article]
    Great article and starting point for discussions. I would add to your sum of the parts the value of NavTeq and NSN. Let's say for arguments sake that Navteq has a value of $1b and NSN $1b. We now have $13.3b / 3.7b shares or $3.59 USD PS. At $2.70 Nokia's trading at a 25% discount; 30% discount would be $2.51.

    Now let's discuss the brand value for a mobile technology enterprise with 1 billion customers and $30b annual sales. That has to be worth at least $2 billion to Microsoft. So, we now have $15.3b / 3.7b shares or $4.13 USD PS. Nokia's a $4-5 stock trading at 60-65% BV or 40% discount.
    Sep 26 01:33 PM | 13 Likes Like |Link to Comment
  • Financials: Overlooking What's 'On Sale' [View article]
    Citicorp (city currupt) and Goldman Sacs (government securities) are the epitome of everything that's wrong with this country. Citicorp should be liquidated by the US government with the proceeds from the sale of their assets used to lower the US debt. Same goes for GS, they represent the ultimate in greed and hubris. The entire US banking system along with AIG should have been nationalized for the fraud perpetuated during the mortgage securitization crisis.
    Apr 19 12:11 PM | 13 Likes Like |Link to Comment
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