Seeking Alpha

heglimp

heglimp
Send Message
View as an RSS Feed
View heglimp's Comments BY TICKER:
Latest  |  Highest rated
  • How To Be Sure You Won't End Up Eating Cat Food In Your Retirement [View article]
    PTI,

    On my portfolio spreadsheet I have added a page which shows the expected yield for each of the next 10 years based on the present yield and the projected DGR. I also show the accumulated returns for the next 5 and 10 years. This assists me in evaluating which stock will return the most for each dollar invested.
    This is a quick method based on your estimates what a dollar should return on each of your stocks at any point in time.
    Of course, factor in history does not guarantee future results. But it is a place to start to evaluate the best return based on your projections DGR. The yield is the present yield based on present stock price.
    Jun 30, 2015. 01:41 PM | Likes Like |Link to Comment
  • Retirement Strategy: While Greece Implodes, My Income Keeps Paying The Bills Just Fine And Dandy [View article]
    RS,

    Bullet point 3. I agree. Doing the same. An article to remind people to keep the faith.

    Wish you successful investing.
    Jun 30, 2015. 10:30 AM | 2 Likes Like |Link to Comment
  • How To Be Sure You Won't End Up Eating Cat Food In Your Retirement [View article]
    PTI,

    A great article. It takes on a subject we all should address in one manner or another.
    Some general comments. I agree with comments made to reduce debt as much as possible before retirement. My goal was to retire at 55 if possible. I retired(my company was sold) at 53 with no debt. The no debt made early retirement possible. Remember the "best laid plans of mice and men oft go astray". Credit Bobby Burns with the quote.
    Also, certainly consider a taxable portfolio after all retirement portfolios are funded. At your income level the qualified dividends and any LT cap. gains will be taxed at 20% plus 3.9% ala Obamacare. I know I pay it each year on my taxes. However that will be less than the paying at your expected tax bracket of 33% plus.
    There have been some very good comments responding to this article. I recommend you add to your follow list "as10675" as his are some of the most thought out and coherent you will find on SA.
    Wish you success in meeting your plan. Keep SA informed of your progress.
    Jun 30, 2015. 10:20 AM | Likes Like |Link to Comment
  • Looking Beyond The Obvious: Critical Thinking And Investment Decisions (Part 1) [View article]
    David F.,

    "I don't have a cellphone" I understand. For many years I didn't either. The main reason I have one is more of a safety issue. Limited mobility. I still don't use it more than probably a couple times a month. And that mostly is my wife calling for me to come pick her up at the malls entrance!!!!!!!!!!!!!

    While I'm technology educated, it doesn't mean I'm a slave to it. You are correct when you state it is there to serve us.
    Jun 29, 2015. 03:53 PM | 3 Likes Like |Link to Comment
  • Looking Beyond The Obvious: Critical Thinking And Investment Decisions (Part 1) [View article]
    DC,

    When I was gainfully employed by others, I had a car phone, a 900 MHZ radio in the car and was on call 24 hours a day (I retired in mid 90's). Since retirement I now have a flip phone and a land line to the house (no recorder utilized). If I'm there I answer.

    At times it is nice just to kick back, look at the land and animals and think!
    Jun 29, 2015. 10:42 AM | 3 Likes Like |Link to Comment
  • How I Defossilized My Portfolio - Part 2 [View article]
    as10675,

    Thanks for your reply. Hope your travels have gone well with you.

    I thought long and hard whether to sell LEG. My LT gain was well over 100%. With their high beta I believe I will have a chance to repurchase LEG at a favorable value in the future. It definitely is in my spreadsheet of possible stocks to purchase so I monitor it.

    Wish you successful investing.
    Jun 29, 2015. 10:23 AM | Likes Like |Link to Comment
  • Looking Beyond The Obvious: Critical Thinking And Investment Decisions (Part 1) [View article]
    DC and B. Wells,

    I was going to make a comment of where is Bob Wells? Then I read Bob's comment. I knew Bob would add a quality comment to this discussion based on his background.

    DC, I like, as I've repeatedly stated before, your writing style. You produce articles frequently which takes a left turn from the more common articles. Thanks for that. This article should start the brain juices to work!!!!!!!!!!

    Wish all successful investing.
    Jun 27, 2015. 10:21 AM | 4 Likes Like |Link to Comment
  • W.P. Carey: A Real Estate Investment For All Seasons [View article]
    DS,

    Thanks for the article. I started a 1/3rd position in WPC a couple weeks ago. Your article just added to me thinking I made the correct decision.

    Wish you successful investing.
    Jun 24, 2015. 12:28 PM | Likes Like |Link to Comment
  • How I Defossilized My Portfolio - Part 2 [View article]
    as10675,

    I have a question concerning selling a stock. Recently I sold LEG which I bought over 4 years ago. I sold due to its high beta, dividend growth rate and its present dividend rate. I reinvested the funds in XOM, JNJ and SO in one portfolio and KMB, MMP and WPC in another portfolio. I am interested in your and others comments concerning such a sale.

    FYI, both portfolio's are DGR taxable and while I am retired, I am still growing the portfolios utilizing dividends to purchase additional stocks. The main reason to sell was the beta. I still hold other stocks with similar DG rates and D rates.

    Wish all successful investing. My apology to DS for this thread.
    Jun 20, 2015. 10:36 AM | 1 Like Like |Link to Comment
  • How I Defossilized My Portfolio - Part 2 [View article]
    DS,

    I know your decision to exit oil and gas was not an environmental one. But since some are discussing such issues, I will mention that while wood pellets is renewable they release carbon and nitrous oxides just as coal, gas and other carbon based fuels.

    We humans seem to demand more and more energy per person over time. It has been my contention since engr. school in the 60's we will need all forms of producing energy over the centuries. That is unless a very clean economical plentiful source is developed.

    Enjoyed this article and comments. Wish you successful investing.
    Jun 18, 2015. 03:58 PM | 1 Like Like |Link to Comment
  • How I Defossilized My Portfolio - Part 2 [View article]
    Paul Wagner,

    A most cogent comment on age being relative. Similarly like you I exited the w**k force in 1996 at 53. Like you, at my present 72, 53 seems young.

    Wish all successful investing.
    Jun 18, 2015. 01:03 PM | 2 Likes Like |Link to Comment
  • Screening The CCC List With The Dividend Spectrum [View article]
    Nigel,

    Eric Landis beat me to commenting on utilities. Eric makes a very important point which I believe you need to consider strongly. There are some excellent utilities which can help meet your retirement goals.

    Since you have been considering XOM, now is not such a bad time to add it to your portfolio. It may go lower (some think under $80) but there is no assurance of that. I recently added to my position in XOM. I eat my own cooking so to speak.

    Wish you successful investing.
    Jun 16, 2015. 03:15 PM | 1 Like Like |Link to Comment
  • The No. 1 Stock In The World - Part 3 [View article]
    as10675,

    I believe you don't need any recommendation from any of us. You have shown in the past an outstanding thought process on making decisions. Go with that. It's your money. You know better than any of us what you want for the future. It is always interesting to know what others think so I thank you for the question.

    I also received funds from the LO to RAI conversion. I have different goals so I will probably invest in XOM, HP and maybe WEC. Different stocks than you because of different criteria.

    Wish you successful investing.
    Jun 15, 2015. 10:10 AM | Likes Like |Link to Comment
  • Cracker Barrel's Inefficient Dividend [View article]
    DJ,
    You may be correct or may be wrong. algo41 brings up a very cogent point.

    CBRL management to date has done very well for the company and the shareholders. Also for themselves. Until they screw-up(it happens) I will support their plans, except the management payment plans. It is likely they could add more stores but at what risk and how many? I'll paraphrase Dirty Harry, "Management has to know their limits"!

    Either way I wish all successful investing.
    Jun 11, 2015. 01:19 PM | Likes Like |Link to Comment
  • 5 Low-Beta, Higher-Yielding Dividend Stocks For The Next Downturn [View article]
    D4L,

    I have been researching this subject for some time now. Appreciate the article. Another research item I am looking at is the stocks I have with a high beta. Is it appropriate to sell them and invest in a lower beta stock paying the same or higher dividend? I think it may be appropriate with the right stock selection!!!!

    Wish all successful investing.
    Jun 11, 2015. 12:54 PM | 2 Likes Like |Link to Comment
COMMENTS STATS
607 Comments
977 Likes