Paul Wagner is the author of "The Duly Diligent Stock Investor", a well-reviewed book (available here) written for new investors seeking a fundamental understanding of business analysis and investing strategy. Paul is a seasoned stock investor with a long background in financial analysis and portfolio management. He enjoyed a 25 year career with Heller Financial, a Chicago-based international secured lender to middle market companies. He left his position there as Senior Credit Officer of Heller's Current Asset Management Group in 1997 to create and manage his own portfolios of publicly-traded securities. Drawing on his nearly 20 years of experience in this "second career" he has contributed several articles to Seeking Alpha members and frequently offers his comments on the articles of other contributors.
carefully investing but more often investigating; have had 6 decades of remembered losses in both public markets and private placements. Still a board member of a nonprofit and still holding shares in companies seeded long ago but not yet having reached their investor exits. Trying to be thoughtful about investments and enjoying the experience. Becoming less current all the time, likely finding me to be a doddering old fuddy duddy for anyone reading what I post here.
Individual investor who retired in 2000 at age 56. Married with no kids. Actively investing since 1982 (except for participating in employee stock purchase plan prior to that). Now having to take RMD’s despite not really wanting to.
Until I found SA some time ago, I had no idea that quite a few of my positions met many of the general DGI requirements - IBM, XOM, WMT, O, CNP, BHP, WPC, & T, to name a few. Others (more than I would like to admit to) need weeding out. My thanks to the terrific folks on this site for opening my eyes to the world of DGI.
Connor McMahon (actively looking for work opportunities, resume linked on website) has a bachelors degree in business from the University of Saint Thomas ('07), an MBA from Texas Tech University ('11), and is a current doctoral candidate in strategic management. He is currently freelance retail/financial analyst.
Additionally, he is a disenfranchised baby-boomer trapped in a millennial body. Interests include international retail industry analysis, particularly brick and mortar, advanced quantitative statistical methods, and all things 80's.
He is also desperately seeking writing, analysis, contract, and long term employment positions in this sorry excuse for an economy. If anyone has any opportunities available, I'm VERY amenable.
“The object of life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane.” -Marcus Aurelius, Meditations
"The lack of money is the root of all evil." -Mark Twain
"Find what you love and let it kill you." -Charles Bukowski
I began my journey as a registered representative in the financial planning industry upon attaining my Series 6 license to sell a limited set of securities products. I was also licensed to sell health and life insurance products as well to be able to provide clients with a comprehensive financial plan.
Following that experience, I worked as a manager in retail/commercial banking operations for an international banking firm learning about money management and risk management principles as applied to large real estate escrow banking. My greatest accomplishment is in living this dream: I semi-retired at an early age of 51 years. I was able to accumulate enough wealth with investments to 'live off' income generated from my portfolio to supplement my current income.
I am not an expert in any one area, but I do have enough competency in the following areas to construct an income generating portfolio along with overall growth of capital.
Dividend Growth Investing;
Master Limited Partnerships;
Growth Stocks (at a reasonable price);
Bonds (Investment grade, high yield, inflation protected, bank loans);
Stock Options Strategies (Long/Short) Currencies (Pairs Trading).
Supporting Skill Sets:
Technical Charting Analysis;
Portfolio Asset Allocation;
Understanding of Macro Economic Forecasts.
Disclosure: I am still learning all of the above competencies and plan on gaining even deeper insights so I can be an even better investor.
Retired since March 2013 except for brief stint in a temporary job. Social Security began in Sept 2015 at age 70. RMD began in 2016. Wife has collected SS on my account for a couple of years (file & suspend strategy). Most assets (some tax-deferred, some taxable) managed by Fidelity Portfolio Advisory Service. Remainder managed by myself.
Degrees in Chemical and Nuclear Engineering. Naval Officer on nuclear submarine. Commercial engineering experience. MBA following collapse of nuclear industry in late 70's. Cost control and cost accounting experience since then including 1 1/2 years of consulting.
Interests are analytical evaluation of portfolio performance and projections/predictions.
DIY Investor using Mutual Funds, ETFs, Corporate Bonds / Bond Ladders, stocks of Dividend Growth companies.
Portfolio - T, MO, AEP, CLX, ED, DUK, GIS, KMB, KO, KHC, LEG, PM, PEP, PG, SO, VZ, JNJ, VWELX, VWINX, VGHCX, VDIGX, SPHD, Individual Corporate Bonds (Laddered). 67% stocks, 33% Cash & Bonds - starting allocation for 2016. Collecting SS. Staying conservative. If you look at this and see anything that could be improved, replaced, swapped... Let me know.
Baby Boomers with modest nest egg who got tired of watching our low yielding mutual funds lose money and decided to take over managing our portfolio in 2009. In 2013, after reading a number of investing books and countless articles on SA, we decided DGI gave us to best chance at meeting our goals with reasonable risk. Goals: retire by 2022 (2023 at latest) with a minimum of 12k/yr (1k/mo) in dividends to supplement pension and SS. Challenges: Modest initial capital and income (under 45k) limits Roth contributions, relatively new to investing on my own (late 2009), new to DGI (2013). Limited time and money may prevent me from reaching much past my minimum goals. also 12k/yr may not be enough to make a significant enough difference depending on medical insurance costs. Strategy: DGI, take divs in cash and invest in best possible opportunity, contribute as much as possible to our Roths until retirement. Minimum IY of 3%. Try to apply Chowder rule to all new investments. I occasionally employ cash secured puts or covered calls when entering or exiting a position. Progress: Began transitioning to DGI mid-2013. Portfolio produces about 7.5k/yr as of early 2015. Producing about 9k as of Nov. 2016. Progress to 1k/mo goal: about 80%
Born and raised in a small mid-western town. Taught the value of saving and investing though funds were initially limited. Consolidated & converted index portfolios to DGI over the last couple of years. Income is ~50% of required balance to achieve FI, with less than a decade to early retirement. Hope to continue to learn and deploy ideas learned from SA authors.