Graduated in May of 2008 with an undergraduate double major in Finance and Banking. After graduating, I started auditing Community Banks and Financial Institutions for a local auditing firm. I graduated with my MBA in Banking and Financial Institutions in August 2012 (while working full time). In July 2013, I acquired the CRCM (Certified Regulatory Compliance Manager) certification and in January 2014 promoted to Audit Manager of the Banking department for the same company I started to work for in 2008. In 2009 I started investing. First it was any industry and any opportunity, things went ok (at best). I then started researching publicly traded Community Banks. I soon found out that undervalued Community Banks is my wheelhouse for investing. My first investment in a Virgina Community Bank returned 110% over 12 months. The rest is history. I have since expanded into oil, REITs, BDCs and retail with limited success. I have recently started to gravitate back to Community Banks due mostly to the realization that that's where I have made the most money and have the best success. All messages are welcomed! I get on SA often and enjoy reading all kinds of articles.