I have been an R.N.,(specialty: psychiatry), now retired, for over 40 years and a self-directed individual investor - long-term, individual equities only - for over 20 years. I have no formal education in finance. I am an avid reader and researcher and base my investment decisions on news/current events, extensive research utilizing a wide variety of sources and such points as corporate business model, global presentation and possession of unique properties. My investments are very diverse and very global and I utilize a variety of investment strategies. My trading frequency is as opportunities present themselves and I invest prepared to ride the swells and troughs with an equity until my research absolutely dictates otherwise.