* Wall Street motto: Panic first, ask questions later ... * The only perfect hedge is in a Japanese garden. * Never confuse brains with a bull market. * The market can stay irrational longer than most can stay solvent * Date cash flow/marry net worth I spent 34 years in the banking and financial markets in NYC. I held Series 7, 72, 63, and 24 Licenses. I know the fixed-income market well and enjoy investing in both bonds and equities. My undergrad degree is in economics, and I am proficient in the management of the Treasury function of banks and corporations. "An investment portfolio is like a bar of soap; the more you handle it, the smaller it gets."