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  • Retirement Strategy: Getting Defensive By Growing Income And Even Some Growth Potential [View article]
    >>>Being a new investor, I don't understand the strategy on forward p/e ratios.<<<


    Forward p/e ratios are based on today's share price and future earnings estimates. So a lower forward p/e means future earnings estimates are higher.
    Nov 5, 2015. 04:04 PM | 10 Likes Like |Link to Comment
  • Stop Hating IBM: It's Enormously Profitable [View article]
    >>>and the stock is currently on sale<<<

    IBM is on sale because human nature makes most of us very shortsighted.
    I don't know fashion but here is my analogy. I recently bought some summer Chaps shirts from a clearance rack for 80% off ($8 for a regular $40 price). Most people paying full price for winter stuff to stay warm. Now I am fairly certain that spring will show up again so I believe I got a good deal. Same with IBM. If I am wrong I guess I will be stuck with my $8 shirts. I am long IBM and waiting on springtime.
    Oct 29, 2015. 09:34 PM | 6 Likes Like |Link to Comment
  • Gilead's Q3 Beats, The Street Shrugs: Why I'm Happy To Stay The Course [View article]
    This is setting up nicely for a Management led buyout ... at $130 per share.

    I do not want to sell my shares for $130!
    Oct 28, 2015. 09:03 PM | Likes Like |Link to Comment
  • Risk Tolerance For The Dividend Growth Investor [View article]
    >>>So I regard my portfolio of dividend growth stocks as safer, not riskier.<<<


    That is how I feel. Market values over time go up. But in between there are peaks and valleys. So I don't look at price volatility as a risk but as something to be expected. Income from a properly managed Dividend Growth Portfolio however can be expected to be a much smoother rise.

    As a Dividend Growth Investor I see my biggest risk in retirement as the limited amount of time that I will have. Will I be in good enough health and live long enough to enjoy all those dividends? So I am diversifying my retirement strategy even more by going to the gym (4 to 5 times a week) and eating better (more fresh fruits and lean meats).
    Oct 27, 2015. 10:27 PM | 4 Likes Like |Link to Comment
  • Retirees: I Did Not Buy IBM To Sell; It's About The Dividend Income, Stupid [View article]
    >>>If you work the math a higher yield is always a better tactic then a growing but much lower rate.<<<

    Not really. It is more complicated than that. As a group higher yielding companies tend to have negative dividend growth, negative earnings growth and capital loss. An investor must be highly selective in the higher yield area as there is less room for error. There is an abundance of low quality businesses in high yield.
    Oct 25, 2015. 03:45 PM | 1 Like Like |Link to Comment
  • Our 'Dividend House' DGI Portfolio Review: Time For Renovations? [View article]
    Dividend House,

    I love the way you are managing and building your portfolio. The focus on high quality and your attention to detail will payoff many times over.

    I like the number of holdings also. I currently hold around 55. I would like to increase that up to around 70 by retirement which is 5 to 8 years away for me.
    Oct 23, 2015. 09:11 PM | Likes Like |Link to Comment
  • Retirees: I Did Not Buy IBM To Sell; It's About The Dividend Income, Stupid [View article]
    >>>I last bothered owning IBM in the 1980's<<<


    I first bought IBM in 1989 and continued investing through the mid 1990's. Those first shares dropped over 60% in value before IBM began to recover. I sold the last of those shares in 2001 and my average annual return was 16.19% per year.

    I started buying IBM again in 2013. Again early I admit. I would not bet the farm or back up the truck or any of that. But adding it to a diversified portfolio is an acceptable investment risk I will take at this valuation. IBM is not Kodak.
    Oct 23, 2015. 08:47 PM | 8 Likes Like |Link to Comment
  • General Mills' Path To Double-Digit Returns [View article]
    I think you are right on target.

    Just checked my returns and I have made 4 investments since Sept 2011 with average annual returns at 14.26%. I don't expect that going forward from these levels. I will be happy with returns in the 7-9% range from here. Risk adjusted that is not bad for such a great and stable company.
    Oct 17, 2015. 12:06 AM | 1 Like Like |Link to Comment
  • The Best Way To Reinvest Your Dividends For Retirement [View article]
    I drip a few but I prefer the collect and invest method. I try to make my decisions on what is the best value and best fit for my portfolio at the time. I feel the biggest benefit is that it keeps me more engaged in the market than just dripping everything. Since I will be investing every few weeks I continually monitor and research existing positions and search for possible new positions. My mother on the other hand who is retired tends to drip everything that she feels is undervalued. Positions that she feels are overvalued are collect and invest (or collect and spend).
    Oct 16, 2015. 11:44 PM | Likes Like |Link to Comment
  • Cummins: DGI Position Down 16%, Should I Cut And Run? [View article]
    DGI Guy,

    I think you made a good decision to re-evaluate and I think you have made a good decision to hold and maybe add more.

    I first bought at around $129 and added more at $117. I came away very impressed from my research of this company. I view it as a high tec industrial. And your conclusion sums up my feelings about my investment also.
    Oct 14, 2015. 08:58 AM | 1 Like Like |Link to Comment
  • Retirees: The Risks, Dangers And Advantages Of Reaching For Yield: Part 2B [View article]
    >>>I will readily admit that I find it difficult, if not impossible, to value most of the entities listed below.<<<

    That sums it up for me as I hold only one of these (APU).
    From part 2A I hold 22 and saw many more I would like to own.
    Thanks for sharing your views.
    Oct 13, 2015. 09:58 PM | Likes Like |Link to Comment
  • BioMed Realty Trust: Wait For The Deal To Be Consummated [View article]
    >>>Blackstone is stealing this company.<<<


    I agree with you. The average reit trades for around 2.1 x book value and they are getting BMR at around 1.6 x book if I am calculating correctly. 2.1 x book would be around $31.
    Oct 13, 2015. 09:45 PM | 2 Likes Like |Link to Comment
  • Top 5 Dividend Growth Stocks For The Zombie Apocalypse [View article]
    You make a good point about WMT and retail in general. Glad to see you have actually been putting some deep thought into this.
    What about Kmart though? I don't think even a zombie would be caught dead there.
    Oct 12, 2015. 06:31 PM | Likes Like |Link to Comment
  • Top 5 Dividend Growth Stocks For The Zombie Apocalypse [View article]
    My first thought is that this is a stupid article.
    Mainly because the answer is so simple.
    Nike and Walmart is the two I invest in. Nike because as someone pointed out zombies are slow so running shoes will sell at a premium. Walmart because I think they sell axes. You will need an ax whenever you get tired of running.
    Oct 11, 2015. 10:13 PM | 1 Like Like |Link to Comment
  • Cummins: Beaten Down Stock Could Be A Good Choice For Dividend Investors [View article]
    I agree will your article. I started investing in it back in late July when it broke under $128 and added more at $117. So I got in a little early on this one but that's ok. I think it is an excellent opportunity at this time and will continue to add whenever I have funds available.

    I spent a good bit of time researching CMI and came away really impressed with this company. A good place to start for anyone wanting to do further due diligence is their company website. My impression is they are a very high tec industrial. When people think of Cummins they think of diesels. But they are much more than that.
    Oct 11, 2015. 09:57 PM | 2 Likes Like |Link to Comment