Leftfield

Murphy's Law of Economics and Health Care

I'm not sure the reason economists are silent about "this sacred cow of waste and inefficiency" of user unconcern with healthcare costs when it's "free" to them is due to almost universal agreement. It's obvious that a plan such as you suggest, a health savings account with catastrophic coverage, would help impose market discipline on this wildly costly system.
I don't know where economists stand particularly on this issue, but it should be loud and clear for sensible market incentives. Another chance missed for them to improve society.
They should also stand loudly and clearly for tort reform and really improve our society.

Healthcare 'Debate' Dominated by Shouting and Lobbies

The article illuminates a central point, the non-healthcare costs in the system, and presents the way to fix it. Sanity in costs and inefficiencies can ONLY be achieved by individual choice and responsibility.
The system now has unaffordable choices because the price mechanism has been broken by the many receiving great coverage who don't see the costs. Self-employed, low-income workers and workers for small companies are all too aware of the costs but are again ill-served by the bad alternatives in the present debate.
We have representatives, MSM and public who are unacquainted with market-based solutions in this as in all debates. The vested interests for the present system and those wanting more government control over any- and everything, have the stage, as usual.

The Post Office, FedEx and UPS Model for Health Insurance

The government has already built this crappy healthcare system. It's full of proceduritis, unneeded tests, arms races with the most expensive equipment, prescription abuse by the providers, all of which is to cater to the shrinking slice of people with gold-plated benefits.
It needs to be fixed. I favor incentives of good private decisionmaking. Looks like healthcare is a prime example of the many segments of this country's misallocated economy that are fighting over turf in an unsustainable Alice in Wonderland system that is impossible to sustain without completely disfiguring this once-great country, instead of adding constructive input.