I'm a 77 year old guy who retired from Verizon as a Manager in 1985. Ever since, I've been working for a construction company that does site work for large residential home builders. I like working with numbers and spread sheets and have been investing for many years. I'm a buy and hold guy when ever possible. Hobbies: Golf, Bike riding old rail trails, RC airplanes & gliders and Soaring activities.