Retired, late 50'sHold CFP designation. Passed CFP exam Nov 2000Author of "IRA: A Quck Reference Guide". Available on Amazon as an e-book.Author of "Retirement Investing for INCOME ONLY: How to invest for relaible income in Retirement ONLY from Dividends"
I am patiently building a retirement "bucket" portfolio, with 3 buckets- a cash "bucket" of over a year's living expenses; a "bucket " of MLP's, BDC's, REIT's, and other high yield investments that generate dividend income, to replenish my cash "bucket" and to raise cash for buying dips; and a growth "bucket" that holds funds and ETF's for long-term capital appreciation.
I allow my portfolio composition target of ~10% cash, ~45% dividend stocks, and ~45% long term growth stocks to fluctuate, depending on my outlook.
The goal of the bucket strategy is to happily generate current income while targeting long term capital appreciation, to protect against inflation over the 30+ years or so of retirement I have may have left!
After years of watching my portfolio languish - first under a basket of adviser managed mutual funds and then under my own ad hoc individual stock selections - I realized I needed to get serious and develop investment/trading systems that yielded better results. An ecologist by vocation, I began applying my background in pattern analysis and correlational statistics to investment strategy back-testing and simulations. I now consider myself a successful small 'q' quantitative investor. My investment program includes 2 systems - a 'passive', dividend growth system and an 'aggressive' small cap momentum system.
Self-employed consultant in health care research and program evaluation, managing the investment accounts for my husband and myself. Self-educated investor who has learned a lot from reading articles here on SA. Interested in DG investing for retirement income.
I am 60 years old and retired two years ago from Stanford U where I was a Financial Analyst.
I looking to preserve my wealth and also generate income from my portfolio for living expenses. I am looking into dividend growth investing which shows promise to provide some insulation from the schizo fluctuations of the stock market.
Kevin T. Jacques is a former senior economist with the U.S. Treasury Department in Washington, D.C. During his 14 years with the Treasury Department, he worked on topics including risk measurement and management systems, bank capital regulations, and systemic risk. In the mid-1990's, he served as staff on the President's Working Group in Financial Markets examining systemic risk in the U.S. financial system. In addition, during his time in Washington, Dr. Jacques taught finance in the McDonough School of Business at Georgetown University.
Dr. Jacques’ economic and financial commentaries have received hundreds of radio, television and newspaper citations including Bloomberg Financial News, National Public Radio (NPR), PBS television, American Banker, U.S. News & World Report, and others.
Currently, he teaches investments at Baldwin Wallace University. He holds a Ph.D. in Economics from Michigan State University.