User 86999

Stocks vs. Bonds: Long-Term and Short-Term

Richard, great charts, but it would be nice to include your opinion on how to incorporate the monthly distributions to complete the picture. The price charts above are ex-dividend price behaviors. So, including the monthly payments will substantially strengthen the case for bonds, I think.

The 13 Basis Point Portfolio

That's a constant, regardless of what etf you choose, however, it becomes a variable if you ponder the depth of the portfolio, meaning the count of different etfs you choose to make up a portfolio.