I am a 57 year old investing rookie. Software Test Engineer by Trade. I worked on products that almost every Bank, Finance and Investment companies used to store your bank records, credit cards transactions and portfolio/investment information. I'm approaching investing much like I would a Software Test project. What can problems can I find, before we give it to the Customer. Working on building a Dividend Growth portfolio from assorted assets from Retirement payouts, Surrender of Insurance Policies, and rolling over 401(k)'s. The plan is to invest 80-90% Blue Chips with the rest as a pool for High-Risk, Higher-Dividend Stocks to reinvest into more Blue Chips. Long on MCD, T, COP, KO, LO, MO, SO, INTC, F. Risk Pool 15%: AGNC, PSEC, NTI, EROC "Mr_Enduro" comes from racing "Stock Cars" in Colorado for 12 years. I ran a web-site for several years that kept track of all the Colorado Enduro Racing and one of the local radio personalities gave me that nick-name. Enduro Racing takes a stock car like a 1977 Monte Carlo and, you strip it and go race it for 200 Laps with "No Yellow Flags". My first race started 105 Cars on a 3/8's mile of Colorado National Speedway. Still race once in a while, just we have moved up to Late Models.