I'm a 66 year old retired H.R. profession with over 44 years of experience. I now do consulting but plan to stop doing that by the end of the year. I'm a Vietnam vet and have a BA degree from Penn State and an MBA from Indiana University. I am trying to build a sustainable income flow from a portfolio I would like to build from dividend stocks and bonds that would serve to supplement my social security and small pension income, so that I would not have to tap into the principle so much.